ART-275 · Verify-Rails · Reserve Verification Family
GENIUS Act Monthly Reserve Disclosure Checker
Lints an extracted monthly reserve disclosure (JSON fields, not the source PDF) against GENIUS Act S.394 §4: composition-category eligibility, tenor, custody locations, CEO/CFO certification, registered-examiner presence, month-over-month diff, and an on-chain supply cross-check against a pasted figure. Successor to the pre-issuance GENIUS Act Reserve Attestation Pre-Check: that tool is the pre-issuance readiness gate, this tool is the recurring post-issuance monthly filing check.
GENIUS Act S.394 §4Monthly DisclosureDeadline ≤ Jan 2027
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Not a PDF verifier
This tool lints extracted disclosure fields you provide. It never claims cryptographic verification of the underlying published PDF filing. PDF-only publishing (no machine-readable extract) is itself the industry gap this tool is built around; see XBRL US comment letters on the GENIUS Act NPRM.
Report Basics
Reserve Assets
Certification & Examiner
On-Chain Supply Cross-Check (optional)
Prior Month (optional, enables MoM diff)
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Determination
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Coverage Ratio
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Failing Dimensions
Asset composition
Type
USD
%
Custodian
Eligibility
Month-over-month diff
Failing dimensions
Compliance Flags
Key Dates
KEY DATES: GENIUS Act signed 18 Jul 2025 · effective date ≤ 18 Jan 2027 · monthly reserve composition reports required for licensed issuers · >$50B issuers subject to annual PCAOB audit.
⚠ DECISION-SUPPORT DRAFT. Not a filing or legal advice. This is a linter of extracted fields, not a verifier of the source PDF. Re-verify all thresholds and dates against GENIUS Act S.394 final-rule text on/after 2026-07-18.