{ "tool_id": "art-275-genius-reserve-disclosure-checker", "note": "golden_hash empty until first `node golden-parity.test.mjs --update`.", "vectors": [ { "name": "default-inputs", "policy_parameters": {}, "output_payload": { "monthly_disclosure_determination": "FAIL", "report_month": "", "coverage_ratio_pct": 0, "total_reserves_usd": 0, "total_liabilities_usd": 0, "reserve_shortfall_usd": 0, "prohibited_assets_usd": 0, "conditional_assets_usd": 0, "custody_locations": [], "custody_disclosed": false, "ceo_cfo_certification_present": false, "registered_examiner_named": false, "examiner_name": null, "asset_results": [], "failing_dimensions": [ { "dim": "Coverage ratio < 100%", "detail": "Reserves (0.00) cover only 0.00% of outstanding tokens. Shortfall: 0.00.", "ref": "GENIUS Act S.394 §4(a)" }, { "dim": "CEO/CFO certification", "detail": "Monthly report is missing the required CEO/CFO certification.", "ref": "GENIUS Act S.394 §4" }, { "dim": "Registered accounting-firm examiner", "detail": "No registered public accounting firm named as examiner for this report.", "ref": "GENIUS Act S.394 §4" } ], "mom_diff": null, "onchain_supply_check": { "provided": false, "onchain_supply": null, "reported_outstanding_tokens": 0, "match": null, "delta": null, "note": "User-pasted on-chain supply figure compared numerically against the reported outstanding-tokens field. NOT a live network fetch and NOT a cryptographic verification of the source disclosure PDF (zero-fetch, zero-PII tool)." }, "applicable_deadline": "2027-01-18", "regulatory_framework": "GENIUS Act S.394 §4 — Monthly Reserve Composition Report", "pdf_extraction_note": "This linter operates on extracted disclosure fields (JSON), not the source PDF filing. It does NOT cryptographically verify the underlying published PDF — PDF-only publishing is the industry gap (see XBRL US comment letters). Successor to the pre-issuance art-06 attestation pre-check; not a substitute for it. Re-verify against GENIUS Act final-rule text on/after 2026-07-18." }, "golden_hash": "f7b399ea6d8b5b355725eac1d55cb68a01f3c1a00b7c852348cc7558347e191e" }, { "name": "clean-conformant-report", "policy_parameters": { "report_month": "2027-02", "outstanding_tokens_reported": 1000000, "token_price": 1, "issuer_type": "nonbank_state", "assets": [ { "type": "tbill", "usd": 700000, "maturity": 60, "custodian": "BNY Mellon" }, { "type": "demand_deposit", "usd": 300000, "custodian": "JPMorgan Chase" } ], "ceo_cfo_certification_present": true, "registered_examiner_named": true, "examiner_name": "Grant Thornton LLP", "onchain_supply_check": 1000000 }, "output_payload": { "monthly_disclosure_determination": "PASS", "report_month": "2027-02", "coverage_ratio_pct": 100, "total_reserves_usd": 1000000, "total_liabilities_usd": 1000000, "reserve_shortfall_usd": 0, "prohibited_assets_usd": 0, "conditional_assets_usd": 0, "custody_locations": [ "BNY Mellon", "JPMorgan Chase" ], "custody_disclosed": true, "ceo_cfo_certification_present": true, "registered_examiner_named": true, "examiner_name": "Grant Thornton LLP", "asset_results": [ { "type": "tbill", "usd": 700000, "pct": 70, "custodian": "BNY Mellon", "eligibility": "permitted", "has_fail": false, "issues": [] }, { "type": "demand_deposit", "usd": 300000, "pct": 30, "custodian": "JPMorgan Chase", "eligibility": "permitted", "has_fail": false, "issues": [] } ], "failing_dimensions": [], "mom_diff": null, "onchain_supply_check": { "provided": true, "onchain_supply": 1000000, "reported_outstanding_tokens": 1000000, "match": true, "delta": 0, "note": "User-pasted on-chain supply figure compared numerically against the reported outstanding-tokens field. NOT a live network fetch and NOT a cryptographic verification of the source disclosure PDF (zero-fetch, zero-PII tool)." }, "applicable_deadline": "2027-01-18", "regulatory_framework": "GENIUS Act S.394 §4 — Monthly Reserve Composition Report", "pdf_extraction_note": "This linter operates on extracted disclosure fields (JSON), not the source PDF filing. It does NOT cryptographically verify the underlying published PDF — PDF-only publishing is the industry gap (see XBRL US comment letters). Successor to the pre-issuance art-06 attestation pre-check; not a substitute for it. Re-verify against GENIUS Act final-rule text on/after 2026-07-18." }, "golden_hash": "3697d49c6d9c43cfe78b5dcbb897dacea5a959ed890fac8b551e039db71e7c0c" }, { "name": "fail-prohibited-asset-mom-swing-onchain-mismatch", "policy_parameters": { "report_month": "2027-03", "outstanding_tokens_reported": 1500000, "token_price": 1, "issuer_type": "nonbank_state", "assets": [ { "type": "tbill", "usd": 900000, "maturity": 60, "custodian": "BNY Mellon" }, { "type": "crypto_asset", "usd": 100000, "custodian": "Coinbase Custody" } ], "ceo_cfo_certification_present": true, "registered_examiner_named": false, "onchain_supply_check": 1600000, "prior_month": { "report_month": "2027-02", "outstanding_tokens_reported": 1000000, "assets": [ { "type": "tbill", "usd": 700000 }, { "type": "demand_deposit", "usd": 300000 } ] } }, "output_payload": { "monthly_disclosure_determination": "FAIL", "report_month": "2027-03", "coverage_ratio_pct": 66.6667, "total_reserves_usd": 1000000, "total_liabilities_usd": 1500000, "reserve_shortfall_usd": 500000, "prohibited_assets_usd": 100000, "conditional_assets_usd": 0, "custody_locations": [ "BNY Mellon", "Coinbase Custody" ], "custody_disclosed": true, "ceo_cfo_certification_present": true, "registered_examiner_named": false, "examiner_name": null, "asset_results": [ { "type": "tbill", "usd": 900000, "pct": 90, "custodian": "BNY Mellon", "eligibility": "permitted", "has_fail": false, "issues": [] }, { "type": "crypto_asset", "usd": 100000, "pct": 10, "custodian": "Coinbase Custody", "eligibility": "prohibited", "has_fail": true, "issues": [ "Crypto asset (BTC/ETH/other) is not a permitted reserve asset under GENIUS Act S.394 §4(a)" ] } ], "failing_dimensions": [ { "dim": "Coverage ratio < 100%", "detail": "Reserves (1000000.00) cover only 66.67% of outstanding tokens. Shortfall: 500000.00.", "ref": "GENIUS Act S.394 §4(a)" }, { "dim": "Asset issue — Crypto asset (BTC/ETH/other)", "detail": "Crypto asset (BTC/ETH/other) is not a permitted reserve asset under GENIUS Act S.394 §4(a)", "ref": "GENIUS Act S.394 §4(a)" }, { "dim": "Registered accounting-firm examiner", "detail": "No registered public accounting firm named as examiner for this report.", "ref": "GENIUS Act S.394 §4" }, { "dim": "On-chain supply cross-check", "detail": "Pasted on-chain supply (1600000) does not match reported outstanding tokens (1500000).", "ref": "GENIUS Act S.394 §4 — issuer self-attested figures" } ], "mom_diff": { "prior_report_month": "2027-02", "tokens_delta": 500000, "tokens_delta_pct": 50, "reserve_delta_usd": 0, "reserve_delta_pct": 0, "composition_drift": [ { "type": "tbill", "prior_pct": 70, "current_pct": 90, "drift_pct": 20 }, { "type": "demand_deposit", "prior_pct": 30, "current_pct": 0, "drift_pct": -30 }, { "type": "crypto_asset", "prior_pct": 0, "current_pct": 10, "drift_pct": 10 } ], "large_swing_flag": true }, "onchain_supply_check": { "provided": true, "onchain_supply": 1600000, "reported_outstanding_tokens": 1500000, "match": false, "delta": 100000, "note": "User-pasted on-chain supply figure compared numerically against the reported outstanding-tokens field. NOT a live network fetch and NOT a cryptographic verification of the source disclosure PDF (zero-fetch, zero-PII tool)." }, "applicable_deadline": "2027-01-18", "regulatory_framework": "GENIUS Act S.394 §4 — Monthly Reserve Composition Report", "pdf_extraction_note": "This linter operates on extracted disclosure fields (JSON), not the source PDF filing. It does NOT cryptographically verify the underlying published PDF — PDF-only publishing is the industry gap (see XBRL US comment letters). Successor to the pre-issuance art-06 attestation pre-check; not a substitute for it. Re-verify against GENIUS Act final-rule text on/after 2026-07-18." }, "golden_hash": "5f7a99175a783b36a9707add5de5f5d4c40c20e12a7213715f75ea582afed6f8" } ] }