OpenChainGraph Suite · ART-220 · US Mortgage Compliance

Reg Z Threshold Lookup

Version-pinned Reg Z threshold table lookup. Returns current-year dollar and percentage thresholds for QM points-and-fees tiers, HOEPA high-cost mortgage, and related compliance tables. This node exists because agents hallucinate current-year regulatory limits — pinned values prevent silent errors.

Reg Z 12 CFR 1026 Version-Pinned QM Fees HOEPA
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
⚠ Values are pinned at build time. CFPB adjusts annually. Always verify at consumerfinance.gov for the latest effective rule before using in production compliance decisions.
Table Selection
Select the Reg Z table to retrieve.
Use the year of loan consummation.
Threshold Data
All Values
Available Years
Execution Hash (SHA-256)







  

    
Ask your agent

    
  

  
Copy this paragraph into Claude, OpenClaw, or any MCP-aware agent to run this exact tool, with this sample, and verify the artifact.

  
Run the AINumbers MCP tool `lookup_reg_z_thresholds`. Task: Reg Z version-pinned threshold lookup service.
Call it with arguments: {"policy_parameters":{"year":2026,"table":"qm_points_fees"}}
Verify before trusting: call `verify_execution_hash` on mcp.ainumbers.co (https://mcp.ainumbers.co/mcp) with the parameter `claimed_hash` set to the returned `execution_hash`, passing the full artifact the run returned (the object containing `policy_parameters` + `output_payload` + `execution_hash`; equivalently `policy_parameters` + `output_payload` with `claimed_hash`), not the bare hash string.
Return the ledger link https://ledger.ainumbers.co/ so a human can re-verify without contacting us.
PII rule: All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
Open the tool with the sample prefilled: https://ainumbers.co/chaingraph/art-220-reg-z-threshold-lookup.html#p=v1.H4sIAAAAAAAA_wEmANn_eyJ5ZWFyIjoyMDI2LCJ0YWJsZSI6InFtX3BvaW50c19mZWVzIn3MqrqnJgAAAA