OpenChainGraph Suite · ART-220 · US Mortgage Compliance

Reg Z Threshold Lookup

Version-pinned Reg Z threshold table lookup. Returns current-year dollar and percentage thresholds for QM points-and-fees tiers, HOEPA high-cost mortgage, and related compliance tables. This node exists because agents hallucinate current-year regulatory limits — pinned values prevent silent errors.

Reg Z 12 CFR 1026 Version-Pinned QM Fees HOEPA

🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.

⚠ Values are pinned at build time. CFPB adjusts annually. Always verify at consumerfinance.gov for the latest effective rule before using in production compliance decisions.

Table Selection

Threshold table

Select the Reg Z table to retrieve.

Year

Use the year of loan consummation.

Threshold Data

All Values

Available Years

Execution Hash (SHA-256)