AMLA Transaction-Typology Risk Scorer

Paste or generate a synthetic transaction graph and score it against six AML typology detectors: structuring (sub-threshold splitting), layering (rapid re-transfer chains), funnel accounts (many-to-one aggregation), round-tripping (funds returning to origin), high-velocity (burst activity), and FATF Travel Rule gaps (missing originator/beneficiary info on cross-border transfers). Each transaction receives a composite risk score 0–100. Aligned with EU AMLR (full application July 2027) and FATF Recommendation 16.

AP2 Export Chains: PTG-01 · ART-11 GPU Parallel 6 Typology Detectors Zero PII · Synthetic Only

🔒 All scoring runs locally. All transactions must be synthetic. No data leaves your browser. Do not paste real account IDs, names, or transaction identifiers.

Built-in scenarios

Transaction graph — paste or edit JSON

Transactions array

paste or load a scenario

Transaction schema reference

            id                   string  — unique TX identifier

            from_account         string  — sender account ID

            to_account           string  — recipient account ID

            amount               number  — in base currency

            currency             string  — e.g. "USD"

            timestamp_day        integer — day number (1–365)

            cross_border         boolean — crosses jurisdiction

            has_originator_info  boolean — FATF originator data present

            has_beneficiary_info boolean — FATF beneficiary data present

Generate synthetic graph

Transactions

Accounts

Typology sensitivity weights & thresholds

Reporting threshold ($) CTR/STR threshold · structuring detector

Travel Rule threshold ($) FATF Rec. 16 · cross-border minimum

Layering lookback (days) Rapid re-transfer window

Structuring weight

1.0

Layering weight

1.0

Funnel account weight

1.0

Round-trip weight

1.0

High-velocity weight

1.0

Travel Rule weight

1.2

0 / 0

Risk assessment

Typology detector results

Account risk profiles

Accounts ranked by composite risk score

Transaction risk scores (0)

ID	Risk	Score	From	To	Amount	Day	CB	Typologies Hit

SAR narrative skeleton (highest-risk accounts)

Auto-generated Suspicious Activity Report narrative template for the top-risk accounts. Replace bracketed placeholders with real investigation findings before submission. This is a structural aid, not a complete SAR.