Checks a private-education-loan disclosure-element checklist across the application, approval, and final stages (12 CFR 1026.46-48), the HEOA self-certification presence requirement, and computes the 3-business-day right-to-cancel window from a declared final-disclosure date.
12 CFR 1026.46-48HEOA Self-CertCollections Compliance Family
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⚠ SCOPE NOTE: Federal Income-Driven Repayment (IDR) calculations are explicitly OUT OF SCOPE -- IDR formulas churn on a policy cycle distinct from the stable 1026.46-48 element/timing requirements checked here.