OpenChainGraph Suite · ART-761 · Port of Apex #117 · AL-124

Caregiver Income Impact

The financial cost of unpaid caregiving: direct income loss while out of the workforce, the retirement savings gap from missed 401(k) contributions and their lost compounding, the cost of a post-care career setback, and a flagged Social Security estimate — plus a total. Ported from ApexLogics display_number #117 (117-caregiver-income-impact, AL-124) with the official SSA constant of record.

Career & WorkforceInteger centsAs-of input, no clockZero PIIClient-side only
No data is transmitted. This page makes no network calls. Do not enter real personal data; use synthetic or anonymised inputs only.
Scope & reliance
Not a benefit projection and not tax advice. as_of is an input and the node reads no clock: the SSA contribution and benefit base and the SSA average annual benefit are selected from a pinned vintage table by the as_of year, and an unpinned year is a refusal rather than a carry-forward. The Social Security term is a flagged linearisation (ART761_SS_ESTIMATE_MODELED) — it is not the SSA AIME formula; use art-282-social-security-claiming-optimizer or pf-139-social-security-bridge for a real benefit estimate. The career-setback compounding rate (2%), the caregiving-year divisor (35), the 15% cap and the 20-year draw are modelling constants carried from the source and each marked UNGROUNDED. marginal_tax_rate_pct is accepted and echoed but enters no formula — the source reads it and never uses it. Money is integer USD cents; the rounding happens once at the payload edge.
Situation and caregiving impact
YYYY-MM-DD. Selects the pinned SSA vintage. The node reads no clock.
Current annual salary in whole USD. AINumbers bound 10,000–1,000,000.
AINumbers bound 18–65.
AINumbers bound 55–75.
Caregiving duration in years. 5.25 is where the SSA cap engages.
0–100. 100 = full leave, 50 = part-time, 0 = no reduction.
Above 5 adds a credential-offset strategy.
AINumbers bound 0–20.
AINumbers bound 1–12. 0 is accepted and takes the fv zero-rate branch.
Required and echoed, but it enters no formula in this node.
Leave blank for the pinned official figure by vintage. 23000 reproduces the Apex source.
Result
Constants of record
Strategies
Scope note
Execution Hash & OCG Artifact
SHA-256 execution hash (JCS canonical, RFC 8785):