Payment Services Activity Classifier

Classifies a business model you declare, as a closed set of yes/no payment-activity facts, into the licence classes of one of three pinned payment-services regimes: Bermuda’s proposed Payment Services Act (a consultation response: the regime is proposed, not enacted), EU PSD2 Annex I with its Article 3 exclusions, and the UK Payment Services Regulations 2017 Schedule 1. The classifier considers each regime’s exclusions against your declared facts, reports conflicts such as a declared technology-only model that holds customer funds, and emits transition notes. This is a structured reading of declared facts against pinned primary text . It is not legal advice, and nothing here implies endorsement by any regulator.