Guides · PayPal AI Hackathon · Curation hub

PayPal Agentic Payments Hub

This page is for hackathon judges, developers evaluating agentic payments on PayPal, and builders who want one place that holds the whole entry: the live Trailhead Outfitters storefront, the same storefront's MCP rail, the walkthrough guide, and the agentic-payments tooling this site already runs. Every card below is either a live deployment, a tool open on this site, or a guide to read next.

Live · always-on Worker PayPal sandbox · no real money MCP · storefront rail Zero PII · client-side tools
🔒 All inputs are processed locally in your browser. No data is transmitted. Do not enter real personal data — use synthetic or anonymised inputs only.
PayPal Agentic Payments Hub chain and tool matrixMatrix for PayPal Agentic Payments Hub: columns are the tools this guide covers, rows group the chains by domain, and a filled cell marks a chain that runs through the tool. Agent Spend-Policy SimulatorAgent Spend-Policy… Agent Identity & Authorization Attestation CheckerAgent Identity &… x402 Settlement Cost & Finality Modelerx402 Settlement Cost &… ACP Checkout Conformance ValidatorACP Checkout Conformanc… MCP Tool Definition LinterMCP Tool Definition… MCP Server Json ValidatorMCP Server Json… MCP Oauth Authorization AuditorMCP Oauth Authorization… MCP Tool Poisoning ScannerMCP Tool Poisoning… Google Ap2 Mandate BuilderGoogle Ap2 Mandate… MCP Developer Readiness ScorecardMCP Developer Readiness… Agent Key Rotation AuditorAgent Key Rotation… Agentic Payments Protocol ComparatorAgentic Payments… X402 Payload Decoder Flow SimulatorX402 Payload Decoder… A2a Agent Card ValidatorA2a Agent Card Validator MCP Transport DNS Rebinding AuditorMCP Transport DNS… Visa Trusted Agent Protocol InspectorVisa Trusted Agent… Mastercard Agentic Token BuilderMastercard Agentic Toke… Visa VIC Agent Token Scope BuilderVisa VIC Agent Token… AI & Agent Governance14 AI & Agent Governance: Agent Identity & Trust-Chain; Agentic Commerce Checkout Chain; Agentic Bond-Trading Mandate Receipt run through Agent Spend-Policy Simulator3 AI & Agent Governance: Agent Identity & Trust-Chain; Agentic Commerce Checkout Chain; Agent Counterparty Due-Diligence Receipt (KYA) run through Agent Identity & Authorization Attestation Checker3 AI & Agent Governance: Agent Commerce Cross-Protocol Conformance; Agentic Commerce Checkout Chain; Agentic Rail Chain run through x402 Settlement Cost & Finality Modeler3 AI & Agent Governance: Agent Commerce Cross-Protocol Conformance; Agentic Commerce Checkout Chain run through ACP Checkout Conformance Validator2 AI & Agent Governance: MCP Publish-Readiness Chain; MCP Server Security Hardening run through MCP Tool Definition Linter2 AI & Agent Governance: MCP Publish-Readiness Chain; MCP Server Security Hardening run through MCP Server Json Validator2 AI & Agent Governance: MCP Publish-Readiness Chain; MCP Server Security Hardening run through MCP Oauth Authorization Auditor2 AI & Agent Governance: MCP Publish-Readiness Chain; MCP Server Security Hardening run through MCP Tool Poisoning Scanner2 AI & Agent Governance: Agentic Payment Protocol Audit; Agentic Policy run through Google Ap2 Mandate Builder2 AI & Agent Governance: Agentic Policy; MCP Publish-Readiness Chain run through MCP Developer Readiness Scorecard2 AI & Agent Governance: Agent Identity Publishing Readiness (Visa TAP / Mastercard Agent Pay); Agent Counterparty Due-Diligence Receipt (KYA) run through Agent Key Rotation Auditor2 AI & Agent Governance: Agentic Rail & Tokenised Payment Standards run through Agentic Payments Protocol Comparator1 AI & Agent Governance: Agentic Payment Protocol Audit run through X402 Payload Decoder Flow Simulator1 AI & Agent Governance: Agentic Payment Protocol Audit run through A2a Agent Card Validator1 AI & Agent Governance: MCP Server Security Hardening run through MCP Transport DNS Rebinding Auditor1 AI & Agent Governance: Agentic Payment Protocol Audit run through Visa Trusted Agent Protocol Inspector1 AI & Agent Governance: Agentic Rail & Tokenised Payment Standards run through Mastercard Agentic Token Builder1 AI & Agent Governance: Agentic Rail & Tokenised Payment Standards run through Visa VIC Agent Token Scope Builder1 Agent Economy5 Agent Economy: Human-Not-Present Autonomous-Payment Guardrail; Runtime Agent-Payment Fraud Surveillance run through Agent Spend-Policy Simulator2 Agent Economy: Agent-Service Marketplace Onboarding & Metering run through Agent Identity & Authorization Attestation Checker1 Agent Economy: Agent-Service Metering & Marketplace Economics run through x402 Settlement Cost & Finality Modeler1 Agent Economy: Agentic Commerce Convergence run through ACP Checkout Conformance Validator1 AI Governance1 AI Governance: Agentic AI & GPAI Governance run through Agent Identity & Authorization Attestation Checker1 Digital-Asset Rails1 Digital-Asset Rails: Tempo MPP Agent Mandate run through Agent Spend-Policy Simulator1 Digital-Asset Rails: Tempo MPP Agent Mandate run through Agent Identity & Authorization Attestation Checker1 Chains using the tool 6 6 4 3 2 2 2 2 2 2 2 1 1 1 1 1 1 1
Chain and tool matrix for PayPal Agentic Payments Hub: each column is a tool this guide covers, most used first, rows group the chains by domain, and a brighter cell means more of that row's chains run through the tool. Hover a cell to list them.
The entry

The live demo and its two rails

The storefront runs on a Cloudflare Worker at trailhead-shop.postoaklabs.workers.dev and the full source is public at github.com/PostOakLabs/paypal-agent-shop (MIT). Everything runs on PayPal sandbox money: approve anything, click everything, then read the receipts in the sandbox business account's activity.

Live

Trailhead storefront demo

Avo, the storefront's AI agent, runs the whole sale on the PayPal sandbox: selling from the catalog, quoting the pay-in-4 arithmetic, creating and capturing orders, and answering post-purchase questions such as where an order is.

Guide

PayPal Agent Shop walkthrough

The five-minute guided tour of the same live demo, with copy-paste commands for the health check, the machine-readable catalog, and the storefront's MCP tools/list call, plus the two-ledger story of the storefront and PayPal's hosted MCP server.

Live

Storefront over MCP

The same storefront speaks MCP at its /mcp endpoint. Catalog search and order reads answer any MCP client; order creation and refunds require an operator bearer token and fail closed without one, so this rail is read-only for visitors. The MCP rail and the browser rail are separate demos: an order created over MCP cannot be captured from the storefront's browser session.

Existing tools

The estate's agentic-payments tooling

These browser tools and ChainGraph nodes already run on this site, and each one sharpens the same platform question the demo answers: what does an agent need before it can safely move money. The developer tools below are the full tool set of the Agentic Commerce & MCP Developer Hub; the nodes are the calculators and validators the site's computation rail serves over MCP.

Developer tools on the Agentic Commerce hub
T274Tool

MCP Tool-Definition Linter & Annotation Designer

Lint a tool definition against JSON Schema 2020-12 and the current naming, output-schema, and annotation rules, then design a consistent annotation set.

Open tool →
T275Tool

MCP server.json Validator & Skeleton Generator

Validate a server.json against the 2025-12-11 schema and registry rules, then scaffold a compliant skeleton.

Open tool →
T276Tool

Agentic Payments Protocol Comparator & Field Crosswalk

Put AP2, ACP, x402, Visa TAP, and Mastercard Agent Pay side by side across credential, signing, scope, rail, and audit, with a crosswalk and scenario recommender.

Open tool →
T277Tool

x402 Header Decoder & Payload Linter with 402 Flow Simulator

Decode x402 headers, lint an exact-scheme PaymentPayload, walk the HTTP-402 verify and settle flow, and check the scheme by network matrix.

Open tool →
T278Tool

MCP OAuth 2.1 Authorization Auditor

Validate RFC 9728 protected-resource-metadata, visualize the discovery chain, and check RFC 8707 audience binding for token passthrough risks.

Open tool →
T279Tool

RFC 9421 Signature Decoder & Web Bot Auth Readiness

Decode and validate HTTP Message Signatures, lint a Web Bot Auth JWKS directory, and score agent readiness on the substrate under Visa's Trusted Agent Protocol.

Open tool →
T280Tool

MCP Spec-Revision Compliance Scorer & Stateless Migration Advisor

Score a server against a target MCP revision and get a breaking-change advisor for the stateless protocol core.

Open tool →
T281Tool

ACP Checkout Validator & Shared Payment Token Scope Linter

Validate an ACP checkout-session object and lint a Shared Payment Token for single-use, merchant-bound, amount-capped, short-lived safety.

Open tool →
T282Tool

MCP Tool-Poisoning & Prompt-Injection Manifest Scanner

Scan a tool description for poisoning and injection smells: instruction overrides, hidden unicode, role-play framing, tool shadowing, exfiltration hints.

Open tool →
T283Tool

A2A Agent Card Validator & Extension Checker

Validate an Agent2Agent agent-card.json against the v1.0 shape, check signed-card signatures, and confirm AP2 and x402 extension declarations.

Open tool →
T284Tool

MCP Transport & DNS-Rebinding Security Auditor

Audit Streamable HTTP for Origin and Host validation, loopback binding, DNS-rebinding protection, and token passthrough.

Open tool →
T285Tool

Google AP2 Checkout/Payment Mandate (VDC) Builder & Validator

Build and validate Google's AP2 Checkout and Payment Mandate Verifiable Digital Credentials, the external Google and FIDO specification.

Open tool →
T286Tool

Visa Trusted Agent Protocol Signature Inspector & Readiness

Parse a Visa TAP signature, surface the agent-recognition signature and replay-protection parameters, and score TAP readiness on RFC 9421.

Open tool →
T667Tool

Visa Trusted Agent Protocol Header Verifier

Run a fixed 9-point TAP header check: component coverage, full RFC 9421 signature-base reconstruction, algorithm allowlist, and optional WebCrypto verification.

Open tool →
T374Tool

Visa VIC Agent Token Scope & Spend Control Policy Builder

Build and validate agent-scoped payment credentials: agent identity binding, MCC merchant scope, per-transaction and aggregate spend limits, stablecoin rail permissions.

Open tool →
T375Tool

Visa Agentic Ready Program Issuer & Processor Readiness Scorer

Score an issuer or processor across all six Visa Agentic Ready certification pillars, from agent token issuance to stablecoin settlement.

Open tool →
T287Tool

Mastercard Agent Pay: Agentic Token Scope & Consent-Policy Builder

Build and lint a Mastercard Agentic Token scope: agent identity, merchant scope, and consent policy covering limit, merchants, expiry, and velocity.

Open tool →
T288Tool

MCP Developer Readiness Scorecard

One ship-readiness scorecard rolling up tool definitions, server.json, OAuth, transport, tool poisoning, and spec compliance into a graded gap report.

Open tool →
T644Tool

Agent Spend-Control Feature Matrix

Compare agent connections, user delegation, AP2 mandates, x402, Visa VIC token scope, and Mastercard agentic tokens on identity model, budget granularity, attenuation, expiry, revocation, and audit attribution. Every cell cites a dated source.

Open tool →
ChainGraph nodes for agent payments
ART-776Tool

PayPal Dispute Deadline & Evidence

PayPal dispute seller-response deadlines and the evidence bundle a seller needs: snapshot-stated inquiry windows and seller_response_due_date passthrough, mapped to reason-to-evidence packs.

Open node →
ART-02Tool

Agent Spend-Policy Simulator

Simulate thousands of synthetic AP2 agent transactions against a user-authored spend policy and surface scope creep, limit violations, and expiry drift.

Open node →
ART-03Tool

x402 / Crypto-Rail Settlement Cost & Finality Modeler

Model settlement cost and finality time for agent payments across x402, Stripe USDC on Base, card rails, and bank transfer, with a rail-selection recommendation.

Open node →
ART-04Tool

Agent Identity & Authorization Attestation Checker

Validate AI agent identity credentials and delegated-authority chains against the KYA-OS (Know Your Agent OS) specification from the DIF Trusted AI Agents WG.

Open node →
ART-12Tool

ACP Checkout Conformance Validator

Validate ACP CheckoutRequest and CheckoutResponse payloads against the OpenAI and Stripe specification, including Shared Payment Token scope rules.

Open node →
ART-131Tool

Signature Agent Card Validator

Validate the Signature Agent Card (Cloudflare and Bedrock AgentCore schema): required fields present and card keys consistent with the validated directory.

Open node →
ART-132Tool

Agent Key Rotation Auditor

Audit agent key freshness and rotation posture: key age against max-age policy, presence of a next key, and Ed25519 algorithms.

Open node →
ART-133Tool

Agent Payment Rail Trust Crosswalk

Crosswalk agent identity posture to Visa TAP, Mastercard Agent Pay, and Web Bot Auth acceptance criteria, with a per-rail verdict.

Open node →
ART-134Tool

Agent Directory Publish Readiness Diagnostic

Diagnose readiness to publish a verifiable Web Bot Auth identity: well-known path, JWKS reachability, card completeness, and rotation.

Open node →
ART-151Tool

Agent On-Behalf-Of Mandate Validator

Validate an on-behalf-of mandate: subject, intent, scope list, and expiry, as the middle node of the agent-authorization-lifecycle workflow.

Open node →
Cross-links

Where to read next

The neighboring pages that carry the rest of the story: the protocols behind agentic checkout, the evidence side of disputes, and how agent activity is observed once money moves.

Authored 2026-10-25 · Post Oak Labs