OpenChainGraph Suite · CONTRACT A3 · arch #5

Insurance Capital & Pricing Adequacy

Note (dated 2026-08-04): a chain composes independent computations performed in an analytical order. No step's output is carried into the next step by the execution model; each step computes from its own declared inputs. This is true of every chain on this site, including chains whose per-step copy below reads as a data handoff.

Embedded insurance pricing model > Solvency II SCR calculation > NAIC RBC calculation > ratemaking adequacy assessment > claims reserve adequacy — composite insurance capital mandate.

OpenChainGraph · 5 Steps capital assessment Hash-Anchored §4 chain_depth:5 Client-Side · Zero PII
Chain Topology — Embedded Insurance Pricing Modeller → Solvency Ii Scr Calculator → Naic Rbc Calculator → Insurance Ratemaking Adequacy → Claims Reserve Adequacy Checker
§4 Execution Hash · Chain Definition Anchor
execution_hash:computing…
Market Rationale
Buyer: Actuary / CFO at insurance company or embedded-insurance platform
Forcing function: Solvency II review 2025; NAIC RBC update; IFRS 17 insurance contracts ongoing
Chain Stages · 5 Steps
1 ROOT · D0 catalog
Embedded Insurance Pricing Modeller 446-embedded-insurance-pricing-modeller
pricing_model and embedded_structure feed Stage 2 Solvency II SCR calc
↓
2 D2 catalog
Solvency Ii Scr Calculator 447-solvency-ii-scr-calculator
scr_capital_requirement and buffer feed Stage 3 NAIC RBC calculation
↓
3 D3 catalog
Naic Rbc Calculator 457-naic-rbc-calculator
rbc_ratio and jurisdiction_comparison feed Stage 4 ratemaking adequacy
↓
4 D4 catalog
Insurance Ratemaking Adequacy 459-insurance-ratemaking-adequacy
pricing_adequacy and combined_ratio feed Stage 5 claims reserve adequacy
↓
5 TERMINAL · D5 catalog
Claims Reserve Adequacy Checker 462-claims-reserve-adequacy-checker
reserve_adequacy and composite_capital_mandate — final insurance capital mandate
▶ Run this chain (live) browser · real execution · composite §4 hash
Export Artifacts
Download the §4 chain definition artifact (hash-anchored composite JSON) or the §13.11 W3C Verifiable Credentials view. Both derive from the chain definition — no new hash is minted. Available after hash computation.