OpenChainGraph Suite · OCG v0.8.0 · Revenue Operations

Producer License Reciprocity

Note (dated 2026-08-04): a chain composes independent computations performed in an analytical order. No step's output is carried into the next step by the execution model; each step computes from its own declared inputs. This is true of every chain on this site, including chains whose per-step copy below reads as a data handoff.

Linear one-step chain checking NAIC producer license reciprocity for non-resident filing. Accepts resident state and target states (2-letter codes) plus standard NAIC LOA codes. Identifies non-standard states — CA, FL, NJ, NY, HI, MN, WI — that require independent filing, background checks, or state examinations outside the standard reciprocity path. Per NAIC Producer Licensing Model Act (MDL-218) and NIPR Reciprocity Matrix 2024. State codes and LOA enum inputs only — zero PII.

OpenChainGraph · 1 Step compliance mandate · Linear Hash-Anchored §4 chain_depth:1 Client-Side · Zero PII
Not legal advice. NAIC reciprocity determinations change frequently. Verify all results with NIPR and the relevant state insurance departments before submitting any non-resident license application. Non-standard state classifications are based on NIPR Reciprocity Matrix 2024 and may not reflect current state-level changes.
Chain Topology (linear) — NAIC Producer License Reciprocity Check
check_producer_license_reciprocity ART-267 · NAIC MDL-218 · Terminal all_reciprocal, coverage_by_target
§4 Execution Hash · Chain Definition Anchor
execution_hash:computing…
Chain Stages · 1 Step · Linear
1 ROOT & TERMINAL node
NAIC Producer License Reciprocity Check art-267-check-producer-license-reciprocity
Checks NAIC producer license reciprocity per MDL-218 and NIPR 2024 matrix. Non-standard states (CA, FL, NJ, NY, HI, MN, WI) require independent filing. Returns all_reciprocal (bool), non_standard_states[], coverage_by_target[] with per-state reciprocal flag, LOA gaps, and filing notes. Single terminal step.
MCP Call · check_producer_license_reciprocity
{
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "name": "check_producer_license_reciprocity",
    "arguments": {
      "resident_state": "OR",
      "loa_codes": ["L", "H", "A"],
      "target_states": ["TX", "IL", "CO", "NY"]
    }
  },
  "id": 1
}
https://mcp.ainumbers.co/mcp
Export Chain Artifact
Download a §4-compliant chain artifact with execution hash and step definition. Hash is deterministic over canonical {policy_parameters, output_payload} per RFC 8785/JCS.

Ask your agent

Copy this paragraph into Claude, OpenClaw, or any MCP-aware agent to run this whole workflow on the server and check one field that answers a real question.

Question: Our agent is licensed in Oregon. Can she add non-resident lines in her target states without sitting new exams?
Run the AINumbers MCP tool `run_chain` with {"chain":"producer-license-reciprocity"} and read `art-267-check-producer-license-reciprocity.all_reciprocal`.
Re-run with `inputs` for `art-267-check-producer-license-reciprocity`, reusing the values that result echoed, with `resident_state` set to "NY". Compare the same field.
Verify: call `verify_execution_hash` (https://mcp.ainumbers.co/mcp) with `claimed_hash` set to `composite_execution_hash` and the full `composite_artifact`.
Ledger, for a human re-check: https://ledger.ainumbers.co/
PII rule: send synthetic or anonymised inputs only. The MCP server runs these kernels and logs no payloads.
Chain page: https://ainumbers.co/chaingraph/chains/producer-license-reciprocity.html