Not a legal determination and not evidence that harassment occurred. Every call-log timestamp, notice element, and mailing date below is SUPPLIED by the user and treated as asserted -- nothing is fetched, zero-egress by contract. This workflow attests the interval/checklist ARITHMETIC over those declared inputs. The Reg F 1006.14(b)(2) call-frequency presumptions are REBUTTABLE under 1006.14(b)(3); this pack does not evaluate rebuttal evidence. Read the Collections Compliance Guide before acting on a receipt.

Workflow Stages · 2 Nodes · Linear

1 ROOT node

Reg F Call-Frequency Presumption Validator art-402-validate-regf-call-frequency

Checks the declared call log against the 7-in-7 and post-conversation quiet-period presumptions per debt. Per-debt findings feed forward to Stage 2's notice review for the same collections file.

MCP Call · validate_regf_call_frequency

{
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "name": "validate_regf_call_frequency",
    "arguments": {
      "inputs": {
        "timezone_offset_minutes": 0,
        "calls": [
          {"timestamp": "2026-07-01T09:00:00Z", "debt_id": "DEBT-1", "connected": false},
          {"timestamp": "2026-07-07T09:00:00Z", "debt_id": "DEBT-1", "connected": true}
        ]
      }
    }
  },
  "id": 1
}

↓

2 FINAL node

Debt Validation Notice Completeness Checker art-403-check-debt-validation-notice

Checks the validation-notice element checklist against 12 CFR 1006.34 / Model Form B-1 and computes the 30-day response-period math from the declared mailing date, completing the collections compliance review.

MCP Call · check_debt_validation_notice

{
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "name": "check_debt_validation_notice",
    "arguments": {
      "inputs": {
        "notice_elements": [
          {"element": "debt-collector-name", "status": "complete"},
          {"element": "itemization-date", "status": "complete"}
        ],
        "notice_mailed_date": "2026-07-01",
        "mailing_assumption_days": 5,
        "itemization_date": "2026-06-15"
      }
    }
  },
  "id": 2
}

Collections Compliance Pack