{
  "tool_id": "art-686-ltc-funding-comparator",
  "kernel_id": "art-686-ltc-funding-comparator",
  "display_name": "LTC Funding Comparator",
  "tool_version": "1.0.0",
  "mandate_type": "compliance_control",
  "purpose": "Computes the arithmetic of a declared long-term-care funding comparison over a declared horizon: simple sums of the declared self-fund annual set-aside and the declared traditional annual premium across the declared horizon years, alongside the declared hybrid lump premium, naming the option with the unique smallest total (CHEAPEST_IDENTIFIED) or reporting a tie with no unique cheapest (TIE_IDENTIFIED), with a full trace. Every input is a caller-declared synthetic value; no policy record, health datum, market feed, or clock is read. Rounding is 2dp half-up, declared in-kernel. Discounting at a declared rate and a sensitivity note are out of scope for v1. The kernel never recommends that a caller buy, avoid, or replace any long-term-care funding instrument; it is arithmetic over declarations, not advice.",
  "control_description": "Computes the arithmetic of a declared long-term-care funding comparison over a declared horizon: simple sums of the declared self-fund annual set-aside and the declared traditional annual premium across the declared horizon years, alongside the declared hybrid lump premium, naming the option with the unique smallest total (CHEAPEST_IDENTIFIED) or reporting a tie with no unique cheapest (TIE_IDENTIFIED), with a full trace. Every input is a caller-declared synthetic value; no policy record, health datum, market feed, or clock is read. Rounding is 2dp half-up, declared in-kernel. Discounting at a declared rate and a sensitivity note are out of scope for v1. The kernel never recommends that a caller buy, avoid, or replace any long-term-care funding instrument; it is arithmetic over declarations, not advice.",
  "declared_inputs": [],
  "declared_outputs": [],
  "kernel_digest": "sha256:c2eeb9ad5fe1d0a784bf15f6c3f8a66fbd786a954be75ceaa674755f85586727",
  "trust_label": "independently verified: zkVM execution proof (risc0/groth16-bn254)",
  "data_vintage": "2026-09-06",
  "last_validated": "2026-09-06",
  "conformance_fixtures_vendored": true,
  "compute_proof_ready": "ready",
  "wave": 117,
  "source_url": "https://ainumbers.co/tools/686-ltc-funding-comparator.html",
  "generated_at": "2026-09-08T11:15:29.084Z"
}