{
  "tool_id": "art-550-reg-e-remittance-disclosure-check",
  "kernel_id": "art-550-reg-e-remittance-disclosure-check",
  "display_name": "Reg E Remittance Disclosure Consistency Check",
  "tool_version": "1.0.0",
  "mandate_type": "compliance_mandate",
  "purpose": "Deterministic recompute of the Reg E Subpart B (12 CFR 1005.31, implementing Dodd-Frank section 1073) remittance disclosure arithmetic identity: amount_received = (send_amount - total_fees) x exchange_rate. The caller supplies a provider's already-disclosed send amount, total fees, exchange rate, and recipient amount (all as integer cents / a rate scaled by 1,000,000, no floats); this kernel recomputes the identity and reports amount_recipient_recomputed, disclosure_consistent, and the exact discrepancy amount if any. Never fetches a live rate and never generates a fresh disclosure of its own -- it verifies that numbers a provider already disclosed are internally consistent. Distinct from art-248-compute-remittance-disclosure, which computes a disclosure from scratch rather than checking one against a caller-declared recipient figure.",
  "control_description": "Deterministic recompute of the Reg E Subpart B (12 CFR 1005.31, implementing Dodd-Frank section 1073) remittance disclosure arithmetic identity: amount_received = (send_amount - total_fees) x exchange_rate. The caller supplies a provider's already-disclosed send amount, total fees, exchange rate, and recipient amount (all as integer cents / a rate scaled by 1,000,000, no floats); this kernel recomputes the identity and reports amount_recipient_recomputed, disclosure_consistent, and the exact discrepancy amount if any. Never fetches a live rate and never generates a fresh disclosure of its own -- it verifies that numbers a provider already disclosed are internally consistent. Distinct from art-248-compute-remittance-disclosure, which computes a disclosure from scratch rather than checking one against a caller-declared recipient figure.",
  "declared_inputs": [],
  "declared_outputs": [],
  "kernel_digest": "sha256:8824902adca9694e5a610a35b14e2eea59ae7f67ef1a98985dea146a6ac144b9",
  "trust_label": "independently verified: zkVM execution proof (risc0/groth16-bn254)",
  "data_vintage": "2026-08-04",
  "last_validated": "2026-08-04",
  "conformance_fixtures_vendored": true,
  "compute_proof_ready": "ready",
  "wave": 91,
  "source_url": "https://ainumbers.co/chaingraph/art-550-reg-e-remittance-disclosure-check.html",
  "generated_at": "2026-08-15T11:12:17.704Z"
}