{
  "tool_id": "art-548-vop-readiness-diagnostic",
  "kernel_id": "art-548-vop-readiness-diagnostic",
  "display_name": "VoP Readiness Diagnostic",
  "tool_version": "1.0.0",
  "mandate_type": "vop_readiness_attestation",
  "purpose": "EU Instant Payments Regulation Verification-of-Payee (VoP) readiness/consistency diagnostic. Deterministically classifies a caller-declared match_score against caller-declared thresholds into match, close_match, no_match, or not_verifiable, then cross-checks that classification against the caller-declared psp_vop_response_code -- flagging, never silently correcting, a mismatch. Outcome-attestation shape, not recompute-the-match: this node does not implement the EPC VoP fuzzy name-matching algorithm and makes no live IBAN/account-holder-name directory call. Carries an OCG Standard §25 ocg-private-input@1 declaration: the IBAN, payee name, and account-holder identifier (if collected) are committed via sha256-salted@1, never in the clear. Distinct from simulate_vop_matching (art-11, a batch aggregate match-rate analyser using its own similarity math), score_payee_name_match (art-376, computes a name-match score from a name pair), and build_vop_session_receipt (art-377, builds the downstream session receipt); use this node for the upstream threshold/response-code consistency check. ZERO plaintext PII disclosed.",
  "control_description": "EU Instant Payments Regulation Verification-of-Payee (VoP) readiness/consistency diagnostic. Deterministically classifies a caller-declared match_score against caller-declared thresholds into match, close_match, no_match, or not_verifiable, then cross-checks that classification against the caller-declared psp_vop_response_code -- flagging, never silently correcting, a mismatch. Outcome-attestation shape, not recompute-the-match: this node does not implement the EPC VoP fuzzy name-matching algorithm and makes no live IBAN/account-holder-name directory call. Carries an OCG Standard §25 ocg-private-input@1 declaration: the IBAN, payee name, and account-holder identifier (if collected) are committed via sha256-salted@1, never in the clear. Distinct from simulate_vop_matching (art-11, a batch aggregate match-rate analyser using its own similarity math), score_payee_name_match (art-376, computes a name-match score from a name pair), and build_vop_session_receipt (art-377, builds the downstream session receipt); use this node for the upstream threshold/response-code consistency check. ZERO plaintext PII disclosed.",
  "declared_inputs": [],
  "declared_outputs": [],
  "kernel_digest": "sha256:9d9df2ce31e5a6665cd88ed8ad73de1b8f1ca8cb79273dab000d5ea53ef8fa76",
  "trust_label": "independently verified: zkVM execution proof (risc0/groth16-bn254)",
  "data_vintage": "2026-08-04",
  "last_validated": "2026-08-04",
  "conformance_fixtures_vendored": true,
  "compute_proof_ready": "ready",
  "wave": 52,
  "source_url": "https://ainumbers.co/chaingraph/art-548-vop-readiness-diagnostic.html",
  "generated_at": "2026-08-15T11:12:17.704Z"
}