{
  "tool_id": "art-267-check-producer-license-reciprocity",
  "kernel_id": "art-267-check-producer-license-reciprocity",
  "display_name": "NAIC Producer License Reciprocity Check",
  "tool_version": "1.0.0",
  "mandate_type": "compliance_mandate",
  "purpose": "Checks NAIC producer license reciprocity for non-resident filing across target states per MDL-218 and NIPR Reciprocity Matrix 2024. Returns all_reciprocal (bool), non_standard_states[] (CA, FL, NJ, NY, HI, MN, WI -- require independent filing), and coverage_by_target[] with per-state reciprocal flag, LOA gaps, and independent-filing notes. State codes and NAIC LOA enum codes only. No National Producer Numbers. Zero PII by construction.",
  "control_description": "Checks NAIC producer license reciprocity for non-resident filing across target states per MDL-218 and NIPR Reciprocity Matrix 2024. Returns all_reciprocal (bool), non_standard_states[] (CA, FL, NJ, NY, HI, MN, WI -- require independent filing), and coverage_by_target[] with per-state reciprocal flag, LOA gaps, and independent-filing notes. State codes and NAIC LOA enum codes only. No National Producer Numbers. Zero PII by construction.",
  "declared_inputs": [],
  "declared_outputs": [],
  "kernel_digest": "sha256:0120faf130b1725fa559dce448a0de45da7826fbc88e6b8377b94f361601beea",
  "trust_label": "independently verified: zkVM execution proof (risc0/groth16-bn254)",
  "data_vintage": "2026-07-10",
  "last_validated": "2026-07-10",
  "conformance_fixtures_vendored": true,
  "compute_proof_ready": "ready",
  "wave": 45,
  "source_url": "https://ainumbers.co/chaingraph/art-267-check-producer-license-reciprocity.html",
  "generated_at": "2026-08-15T11:12:17.704Z"
}