---
type: DecisionTool
title: "Documentary Collection vs Letter of Credit Cost-Benefit"
description: "Compares the total cost and risk-adjusted exposure of Documentary Collections (D/P, D/A) against Letters of Credit (Sight, Usance, Confirmed, SBLC) for a trade transaction. Returns a fee breakdown, break-even non-payment probability, and a recommendation, plus a disclosed heuristic LC protection score. Provable node counterpart to tools/423-dc-vs-lc-analyzer.html; that tool page's URC 522 checklist and jurisdiction D/A enforceability reference panels stay browser-only reference material, not computed outputs."
resource: https://ainumbers.co/chaingraph/art-478-analyze-dc-vs-lc-cost-benefit.html
tags: ["compliance_mandate", "wave-65", "mcp:analyze_dc_vs_lc_cost_benefit"]
timestamp: 2026-07-14
generated: { by: "ainumbers/generate-okf", at: "2026-07-14" }
status: stable
sources:
  - resource: https://ainumbers.co/chaingraph/graph/nodes/art-478-analyze-dc-vs-lc-cost-benefit.json
    title: "chaingraph.json shard entry"
  - resource: https://ainumbers.co/chaingraph/art-478-analyze-dc-vs-lc-cost-benefit.html
    title: "public tool page"
---

# Documentary Collection vs Letter of Credit Cost-Benefit

> Exports a decision via MCP `analyze_dc_vs_lc_cost_benefit` — mandate type `compliance_mandate`.

## Inputs

Typed `inputSchema` — see [tool page](https://ainumbers.co/chaingraph/art-478-analyze-dc-vs-lc-cost-benefit.html).

## Outputs

A hash-anchored OpenChainGraph artifact (decision, not context).

## Chains

**Consumes:** _none (root node)_

**Feeds:** _terminal node_

## Attested computation

[executor + attester binding](../computations/art-478-analyze-dc-vs-lc-cost-benefit.md) — §10.2.