{
  "type": "ZkVmReceipt",
  "system": "risc0",
  "receiptFormat": "groth16-bn254",
  "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
  "seal": "EjCjQ4tXtVTI+JqvN9MDE1V7vCHo4or8QvqLeEsY0DgDlUnN8VON5yBvIPNAZEtYt0DbggKEEwjzDwoDpzfJPx+mWbAphxTLv0r05QN1vRzGewKguKrYXWulR5PCxjZ7G3ObOhjtY49qB08g1MdEPI7EZtGU9yc6aDOuQ1CtbiUhIS2MrQ9JorpIe8TStIH6Ewvci/GLjekzrc26zPB8VAMLBRArK6nJmm5yGiMnLlLap2KxHQuwqVjDihqUK4qWGdMd8MSZxUp7F2eU4LnLT/yCm7t//9/tUNMNADcF6YIDs1WF+cWCfPIcdRZcQJMu6hPO1PfZT5IpEuUAR1vDgw==",
  "journal": {
    "chaingraph_version": "0.4.0",
    "kernel_digest": "sha256:6e5f40137139c4daa1f923ead6929ad30a66ce97c477702730064bc683fb6f05",
    "output": {
      "applicable_regime": "Jurisdiction-specific; verify against applicable central-bank / CSD / legislative framework",
      "finality_gaps": [
        "NO_LEGAL_FINALITY_DESIGNATION"
      ],
      "finality_tier": 4,
      "note": "Educational classification — not legal or settlement advice. Tier 1 = legally final (CBM/SFD); Tier 2 = conditional (deposit token/PFMI); Tier 3 = contractual (stablecoin); Tier 4 = unclear/none. Gates wts-cross-network-dvp atomicity check.",
      "recommendation": "Tier 4 — finality unclear. Do not use this asset class for wholesale settlement without legal clarification. Obtain SFD designation or PFMI compliance assessment. Run wts-settlement-asset.",
      "settlement_asset_class": "Off-Chain RTGS Settlement",
      "singleness_verdict": "SINGLENESS_CONDITIONAL",
      "status_asof": "2026-06-20 — verify EU SFD 98/26/EC, UCC Art.12, CPMI-IOSCO PFMI Principle 8 against current regulatory guidance"
    }
  }
}