{
  "type": "ZkVmReceipt",
  "system": "risc0",
  "receiptFormat": "groth16-bn254",
  "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
  "seal": "DcBpiJN3JUGcyPdAxwEUHkbVT+b4h7nc15O3Jl8IflknzQHbU3nz5UKzGGek9TQy5aSOTiOGXF+yUnocTSbsdRmNwf8nH8kUhYvPusT/LIX6Ngs41ScwKVHv94JbzKMVEEZ95aPHfTxz2/tXof+1DOK6IDXwCXNmHn/v+/oWdB0mfHzKpjYzO0lk7o+FO4CZSrlRZqAErVTJFSfT9Y6EeQAZ1STbpvmebX39i4rUD5uHcAq8Kty/BBkNXfO6BBFABN/zCe7D4WiFKTpSnUcZi+dwfRkbGQzX7pZgQMqRwxAt2/uoClY0DVuSxR0YwyMz6zu+Z3EvoLXSDWRB/AieNQ==",
  "journal": {
    "chaingraph_version": "0.4.0",
    "kernel_digest": "sha256:0120faf130b1725fa559dce448a0de45da7826fbc88e6b8377b94f361601beea",
    "output": {
      "all_reciprocal": true,
      "coverage_by_target": [
        {
          "flags": [],
          "is_non_standard": false,
          "loa_gaps": [],
          "note": "Standard NAIC reciprocity applies; non-resident license available without exam",
          "reciprocal": true,
          "target_state": "TX"
        },
        {
          "flags": [],
          "is_non_standard": false,
          "loa_gaps": [],
          "note": "Standard NAIC reciprocity applies; non-resident license available without exam",
          "reciprocal": true,
          "target_state": "IL"
        },
        {
          "flags": [],
          "is_non_standard": false,
          "loa_gaps": [],
          "note": "Standard NAIC reciprocity applies; non-resident license available without exam",
          "reciprocal": true,
          "target_state": "CO"
        }
      ],
      "invalid_loa_codes": [],
      "loa_codes": [
        "L",
        "H",
        "A"
      ],
      "non_standard_states": [],
      "not_legal_advice": "Not legal advice. Producer licensing requirements change; verify all reciprocity determinations with NIPR and state insurance departments before submitting non-resident license applications.",
      "pii_note": "ZERO PII: state codes and LOA enum codes only. No NPN, SSN, PDB, producer name, or personal data enters this kernel. Use NIPR for live NPN verification.",
      "regulatory_basis": "NAIC Producer Licensing Model Act (MDL-218): reciprocal licensing for non-resident producers if resident state has substantially similar licensing requirements. 50 USC producer licensing: state-specific. NIPR Gateway = authoritative current data. ZERO PII: state/LOA enum inputs only. Never real NPN, SSN, or PDB data.",
      "resident_state": "OR",
      "table_source": "NAIC State-Based Systems Producer Licensing Reciprocity Matrix 2024; NIPR Reciprocity Data 2024. Non-standard states: CA (no non-resident reciprocity), FL (background check required), NJ (limited life LOA), NY (independent license required), HI (limited), MN (state exam required), WI (limited P&C). Verify current matrix with NIPR before any license filing.",
      "table_version": "NAIC-PRODUCER-RECIPROCITY-MATRIX-2024",
      "target_state_count": 3
    }
  }
}