{
  "type": "ZkVmReceipt",
  "system": "risc0",
  "receiptFormat": "groth16-bn254",
  "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
  "seal": "GgD2vXK0y/O4rI2hjGF998vK6Wrq/ZUhPz9GPbfl0ecfVUAIwOwurB3HpmfvDrBNS9H0jBBTyf6lg67+NW+cgwYDSAKw6Qazg9d3L0DjNzs6l/IgjmG/UTE3a6ExA2FtAI3pgEN2JRzofF5f+1/NOXaOiw1EXmlq4LONK2OxX2oVsKogsVP9liFitXOXolYSSEyRkJioF2rZlRBQztawbi7wtoSepTWxaoI7Ygb4d+ZIkFBTxXF+1kKRP9ovo5/VHsbSV/ppcfQMcMpZ/mrwv2a0kJHIcgkWYiDuEi+MMrwpKOLZC2JcXM0a1UBFFDDes6/O4UY4U3Kc3F6UyiSogQ==",
  "journal": {
    "chaingraph_version": "0.4.0",
    "kernel_digest": "sha256:1b6e89be4bc17a5622e6bd5153cc9520c91514b8c0ddd89759d30ffae9bd3c5e",
    "output": {
      "error_count": 0,
      "errors": [],
      "not_legal_advice": "Not legal or insurance regulatory advice. Insurance record format compliance must be verified by licensed insurance professionals and applicable state DOI requirements.",
      "pii_fields_found": [],
      "pii_note": "ZERO PII: structural/field validation only. Record content is inspected for field presence and type; personal data is flagged as a warning, not stored or logged.",
      "record_valid": true,
      "regulatory_basis": "openIDS Homeowners Data Standard v1.0 (AAIS / Linux Foundation, November 2025). First open (Apache-2.0) homeowners insurance data standard. NOT an ACORD validator -- ACORD XML/AL3 is membership-licensed and not reproduced here.",
      "section_results": {
        "coverage": {
          "field_errors": [],
          "present": true
        },
        "insured_location": {
          "field_errors": [],
          "present": true
        },
        "policy": {
          "field_errors": [],
          "present": true
        },
        "premium": {
          "field_errors": [],
          "present": true
        }
      },
      "sections_present": 4,
      "sections_required": 4,
      "standard_version": "openIDS-Homeowners-v1.0",
      "table_source": "openIDS Homeowners Data Standard v1.0, AAIS / Linux Foundation, November 2025. Available at openids.org. Apache-2.0 licensed.",
      "warning_count": 0,
      "warnings": []
    }
  }
}