{
  "type": "ZkVmReceipt",
  "system": "risc0",
  "receiptFormat": "groth16-bn254",
  "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
  "seal": "JwF++Vkvfvq72SlpvK1joDW4SLfMjzMsLz/50+7yiGQj/dpMfVIk68ArOLVVD8oZP9ggRDRgn0K9Q56JnESjbiwC7pkxgtW9Ia/s6ynuKggmWeagCz/RBdvds1htKoJJEfK9uqOlKKpRZWhduvsRDqWGvm+HyGUp1y1pYoKz5w0Wmv036aXbiG01Qxf9UqZxfxgH+ukR0dYlEhCQW2bqyBpxiKVLoTWHf4aktTJ+LLMAENrUE/wuFXlL4Jq36xoJHuMxskcm75BOO5pN+mjDtXNLfMd/UcmjOyW1DVYIK5sMmL7ZaUk7An4TWPQdeDQo4gO6O11bWFqSWoNIzm6zCA==",
  "journal": {
    "chaingraph_version": "0.4.0",
    "kernel_digest": "sha256:18f88fa54000e35774488e4e653fe00d09df23fee91ad40e50611f194cf1d7f7",
    "output": {
      "accounting_identity_delta": 0,
      "accounting_identity_ok": true,
      "amount_received_dest": 17098.72,
      "anchor_surface": "anchor.ainumbers.co/mcp -- anchor execution_hash pre-transfer to create a tamper-evident disclosure receipt for CFPB exam and error-resolution disputes (12 CFR §1005.33)",
      "destination_country": "MX",
      "destination_currency": "MXN",
      "disclosure_type": "EXACT",
      "estimate_permissible": false,
      "exchange_rate_disclosed": 17.15,
      "fees": {
        "provider_fee": 2.99,
        "taxes": 0,
        "third_party_fees": 0,
        "total_fees_usd": 2.99
      },
      "pii_note": "ZERO PII: amounts, rates, fees, taxes only. No sender, recipient, or account data enters this kernel.",
      "regulatory_basis": "12 CFR §1005.31 (Reg E subpart B, CFPB) required disclosure field set; 12 CFR §1005.32 estimate permissibility conditions",
      "required_fields_complete": true,
      "table_source": "12 CFR §1005.31 (CFPB, effective 2013, current 2024 ed.); 12 CFR §1005.32 estimate conditions",
      "table_version": "REG-E-SUBPART-B-12CFR1005.31-2024",
      "total_to_sender_usd": 1000,
      "transfer_amount_usd": 997.01
    }
  }
}