{
  "type": "ZkVmReceipt",
  "system": "risc0",
  "receiptFormat": "groth16-bn254",
  "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
  "seal": "LDOtybFy1tDqETBUblOMUdsThUDYd83G8dXop2kQEykm40+X4/VNkOGjYv8+GRuBU27q3S+kAFxdDzKv9isIgBDXZF0ocCOktEyFEMDqCAuIzf4ls0gE7HdGJfR09nNVKy8ny7jPCQRw1wSW5aJsePaTkUglvhywXB4YVBiVOxgdBVOkTaV7QwOmiEOVpR4iICD6CfmBn7u/O1Do56PiDR6/gVCnf32GUI+NoZIIFJA5zR8p21EI02ftuabkVEXnJ2+iBQI+1i1AYhUvhgtKhCbxppOH9Ank9V13h33AQIkO7v7/eTH9oBPAeY7t8W9FokzTL9Dx6BrZ3cvDKCY+Qg==",
  "journal": {
    "chaingraph_version": "0.4.0",
    "kernel_digest": "sha256:7bbd2591b01471a5c18d0b0706ce8211fe977fd328b6bf0edbecf10b0a65da03",
    "output": {
      "adopted_states_note": "NAIC AI Model Bulletin adopted or substantially adopted by 24+ states as of mid-2026. 12-state market-conduct exam pilot ran Jan-Sep 2026 (verify current adoption status with NAIC and state regulator before relying on this count).",
      "dimension_scores": [
        {
          "dimension": "Governance & Accountability",
          "score": 3,
          "status": "IMPLEMENTED"
        },
        {
          "dimension": "Risk Management Framework",
          "score": 3,
          "status": "IMPLEMENTED"
        },
        {
          "dimension": "Data Governance & Bias Monitoring",
          "score": 3,
          "status": "IMPLEMENTED"
        },
        {
          "dimension": "Testing & Validation",
          "score": 3,
          "status": "IMPLEMENTED"
        },
        {
          "dimension": "Transparency & Explainability",
          "score": 3,
          "status": "IMPLEMENTED"
        },
        {
          "dimension": "Complaint & Audit Readiness",
          "score": 3,
          "status": "IMPLEMENTED"
        }
      ],
      "do_now": [
        "All dimensions at Partially Implemented or above — focus on documentation and exam-evidence preparation."
      ],
      "exam_pilot_note": "12-state market-conduct exam pilot ran Jan-Sep 2026 per NAIC. Verify current exam schedule with your state regulator.",
      "gaps": [],
      "max_score": 18,
      "readiness_label": "EXAM_READY",
      "readiness_pct": 100,
      "readiness_tier": "GREEN",
      "regulatory_basis": "NAIC AI Model Bulletin (Aug 2020, rev. 2023); NAIC AI Systems (AIS) Evaluation Tool (2024 edition); NAIC Market Regulation Handbook (2024)",
      "table_source": "NAIC AI Model Bulletin (adopted Aug 2020, updated 2023); NAIC AI Systems Evaluation Tool (2024 ed., naic.org)",
      "table_version": "NAIC-AIS-BULLETIN-2023-R1",
      "total_score": 18
    }
  }
}