{
  "type": "ZkVmReceipt",
  "system": "risc0",
  "receiptFormat": "groth16-bn254",
  "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
  "seal": "A9PxeMvm6a6NpHs1YLa/WLltSnChnhyX2b2+CkTvli8rzk8QdFkk1Z4YdOSZRlJFFrXzSZifBdWiQ1+wm2Fk+wrgNfdfhWWmXD+zT8TLwjAfuBJAqSDzJtOZxsolJ0QWFJncc/8b3XRdadluLDYnwuZ/BW64GOVAw7zo62XmWHYurAiSftIlFE94nNJd6hTRuJv/uqvHwiZCuLpD5O6kaxDQUDqB+JPKH6atezwzRKRPZXEKrJ2yeIq2nq6F9iuKD2Xp7+zs0NALhZ3I7wHNcI1fGCGn+5oXHzkCIH/YRNoCkfz0+5XWW3sBzmcBNuT5lI3DKcw0LHW/XCYfpFyJGA==",
  "journal": {
    "chaingraph_version": "0.4.0",
    "kernel_digest": "sha256:e9b9b082247169960162cead0f1a9f635aa7316903b963cd3f500366aafc3625",
    "output": {
      "application_fee_excluded": 0,
      "bona_fide_fee_annual_limit": 100,
      "credit_card_annual_fee_included": 0,
      "credit_insurance_premium_total": 200,
      "effective_finance_charge": 800,
      "exceeds_cap": false,
      "is_credit_card": false,
      "loan_amount": 10000,
      "mapr_cap_pct": 36,
      "mapr_pct": 28,
      "participation_fee_excluded": 0,
      "pii_note": "All inputs are processed locally in your browser. No data is transmitted.",
      "regulatory_basis": "10 USC §987(b); 32 CFR §232.4(c); DoD MLA rule effective Oct 3, 2016",
      "stated_apr_pct": 28,
      "table_source": "10 USC §987(b); 32 CFR Part 232 (Federal Register 80 FR 43560 Jul 22 2015, effective Oct 3 2016); 32 CFR §232.4(c)(1)(iii)(A) bona-fide participation fee $100/yr annual exclusion; 32 CFR §232.4(c)(1)(iii)(B) bona-fide application fee exclusion",
      "table_version": "MLA-DOD-32CFR232-2016-10-03",
      "term_months": 12,
      "total_excluded_charges": 0,
      "total_includable_charges": 1000
    }
  }
}