{
  "type": "ZkVmReceipt",
  "system": "risc0",
  "receiptFormat": "groth16-bn254",
  "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
  "seal": "C1D4t0bhWPUnyWKNChypamNySNwbC5AAreXYoKT9x7QpWyry0R7aSHFgnWU/XEJQYupkFP+UWtYZd0cZ6M6C/CWrifUNUoHu5lhUw3CSbG0CLUMfkXO50ZKtTPqlp1bCFlmp7CrdGasmr7WTbqcMAxa3W54SrkxX9vQh4XOeP2ASB+Wdu1AV6YPspT9FqAnEL6cuWUusSehx20vsQmwbLAEa8z0JxCuh2yvdRH3rcaWKN0R84XlyRzcobSuzlZK/KKaE0BlcixrVVmxj+KXYzK/tNAb2m4GPhC8O4qxEp/QTBMghINpcSyittRWTnzrKPgSGJtZr9x7aeGGPYo54zA==",
  "journal": {
    "chaingraph_version": "0.4.0",
    "kernel_digest": "sha256:5b09063e1cbd268666c288bd86047df127316f8a8e314b985ea89b240bc4ac13",
    "output": {
      "error_count": 0,
      "errors": [],
      "field_results": [
        {
          "field": "loan_purpose_type",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "amortization_type",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "loan_amount",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "ltv_pct",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "occupancy_type",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "property_type",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "number_of_units",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "interest_rate_pct",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "loan_term_months",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "credit_score",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "dti_pct",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "channel_type",
          "present": true,
          "required": true,
          "status": "ok"
        },
        {
          "field": "doc_type",
          "present": true,
          "required": true,
          "status": "ok"
        }
      ],
      "fields_supplied": 13,
      "license_note": "Lints against public ULDD Phase 5 / ULAD data dictionaries. Does not embed or validate against the membership-licensed MISMO v3.x Reference Model schema.",
      "lint_pass": true,
      "pii_note": "All inputs are processed locally in your browser. No data is transmitted. Loan data is PII: use structural/synthetic inputs only.",
      "regulatory_basis": "12 USC 4501 (FHFA); Fannie Mae ULDD Phase 5 mandate; Freddie Mac ULAD v1.3; Uniform Mortgage Data Program (UMDP)",
      "table_source": "Fannie Mae ULDD Phase 5 Data Stencil (public, fanniemae.com); Freddie Mac ULAD Data Dictionary v1.3 (public, freddiemac.com); ULDD Phase 5 mandate effective 2025-07-28",
      "table_version": "ULDD-PHASE5-ULAD-1.3-2025-07-28",
      "uldd_mandate_date": "2025-07-28",
      "uldd_phase": "Phase 5",
      "warning_count": 0,
      "warnings": []
    }
  }
}