{
  "type": "ZkVmReceipt",
  "system": "risc0",
  "receiptFormat": "groth16-bn254",
  "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
  "seal": "KoFXRAC1yuVUmDFIy5OrJuOiTtgf9w9OcLsHALXLVhoQ4AMJUEUgT+WNhpUiLNU6OYWTPeWL7werPUBGChZWKxayhDLRq1rAHwSWDRAs/6ND9WkLj4MnR1U/Z3sw0dkeAayUGkgH75EpCWetqFAMj1Mu8XthKvpQThDIqaWYCD8lpderyzcbCr4R1XMx27x/+fR5LkJsse4G7BKhHrhkFyhAvmpXoISLFeWECpsnznUC2LsS8cs+dsiTRVrDSe0+HCnx9fzRl2ZyMJw9IOb3m/buyZe1cdRTbPFBzndFG1Ub4m4mL3Rn6qwSYXEb6/VXYTBVX66rJ/kftRVNVJfnzw==",
  "journal": {
    "chaingraph_version": "0.4.0",
    "kernel_digest": "sha256:114e209f4a992a5b64a0357a6263fe467420738e6ac70b6c238b17987521fb40",
    "output": {
      "applicable_limit": 806500,
      "baseline_limit": 806500,
      "classification": "conforming",
      "conforming": true,
      "high_cost_ceiling": 1209750,
      "is_ak_hi_territory": false,
      "jumbo": false,
      "limit_tier": "baseline",
      "loan_amount": 700000,
      "loan_program": "VA",
      "note": "County-level limit sourced from caller (county_limit_override) when provided. Baseline and ceiling values are 2026 FHFA announcement. Verify high-cost designation against FHFA county dataset for exact limit.",
      "pii_note": "All inputs processed locally in your browser. No data is transmitted.",
      "regulatory_basis": "12 USC 1454 (Freddie Mac Charter §305); 12 USC 1717 (Fannie Mae Charter §304(b)); Housing and Economic Recovery Act 2008 §201; FHFA Annual CLL Adjustment",
      "state_code": null,
      "super_conforming": false,
      "table_source": "FHFA 2026 Conforming Loan Limits (FHFA.gov, Nov 2025 announcement; FullCountyLoanLimitList2026.xlsx)",
      "table_version": "FHFA-CLL-2026",
      "units": 1
    }
  }
}