{
  "type": "ZkVmReceipt",
  "system": "risc0",
  "receiptFormat": "groth16-bn254",
  "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
  "seal": "EB456eyN9ddC0ybQhiu3iGb7Jcdx68roFPgSJkbEvfUufb9sAffKSfY1yc2mMUJpzlFrf0c9EQe466+q6iJnbRdEO1AipCKEGnDlOfoftCo6y9cx8+ogVgwkTQsv4y+JFpJGoYNgLt8mDMZ8Kee4sexJsBZ6hDKGB1CxUgRCFSMu5kXF3mHw7+m+SeUs6CQpQs8jt707kz8zc2LRYUqRmyLKGw0jQwfrhiw91339/5ltmhV9iKRb2Ss5DQKNSjFgKcXhQdL4n/J8CIyg9dghjwVrUaDpLNwdPukQ3YVENvgPN17ylUwGR4ira2h7mjYa6UXVSQLpAA6udpiKE8Cr8g==",
  "journal": {
    "chaingraph_version": "0.4.0",
    "kernel_digest": "sha256:7221a3468182a878ebf517663153a90e4973b4125fe3d77c8a44789898b785ad",
    "output": {
      "base_llpa": 0,
      "components": [
        {
          "label": "Base LLPA (primary)",
          "value": 0
        }
      ],
      "feature_llpa": 0,
      "fico_band": "740+",
      "fthb_eligible": false,
      "fthb_waiver": 0,
      "ltv_band": "<=60",
      "pii_note": "All inputs processed locally in your browser. No data is transmitted.",
      "regulatory_basis": "12 USC 4501 (FHFA charter); Fannie Mae Selling Guide B3-4.1-02; SEL-2023-07 FTHB waiver",
      "table_source": "Fannie Mae LLPA Matrix effective 2025-11-01 (fanniemae.com; public)",
      "table_version": "FNM-LLPA-2025-11-01",
      "total_llpa_pct": 0
    }
  }
}