{
  "type": "ZkVmReceipt",
  "system": "risc0",
  "receiptFormat": "groth16-bn254",
  "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
  "seal": "CVfINrRN1EAWgKe4dSeO85SHCl+2YfgF5jFD9fTEocMg8I7DrEshwT9WbVTKhE3vBNu3oYRiggsEg1xLEsZavh3nKVAf2rZHI7JKnbZoFVxi2U4gIxK8XHuh3QxD9H1LJoTFHEprXM743/P4mNUxOYaaR570jhxOjqE+tankB64kYfYpPyFtDQ/csrSONDAdrSKNA5dbWt/MUfhOSSynRylbDUiRZOa9yja6hY9BiAS+iWZjR88YK7C5vRDLmnUgDcMWm9Z0xg5O7asc8zs5UhHi+huKm5czymkFDPnGL0YOhjAA5sOR07wFPMiAA/r1X71ccm3MFVOYQmu61R3FRA==",
  "journal": {
    "chaingraph_version": "0.4.0",
    "kernel_digest": "sha256:e7eac9a4322542b6e39434f60df84cdc6eb24ceee9887b282aadc16f319bb4ea",
    "output": {
      "evidence": {
        "business_day_calendar": "us_federal_holidays_observed",
        "clocks_breached": 0,
        "computed_from": "event_dates_and_loan_values_only",
        "events_computed": 1,
        "method": "per_rule_due_date_arithmetic_over_pinned_paragraphs",
        "pii_carried": false,
        "record_type": "servicing_compliance_clock",
        "refusal_free": true,
        "tool_id": "733-servicing-compliance-clock",
        "tool_version": "1.0.0"
      },
      "manual_review_required": false,
      "obligations": [
        {
          "action_date": null,
          "basis": "business_days_excluding_legal_public_holidays_saturdays_sundays",
          "calendar": "us_federal_holidays_observed",
          "cited_paragraph": "12 CFR 1024.35(d)",
          "days_allowed": 5,
          "due_date": "2026-12-03",
          "rule": "error_acknowledgment",
          "state": "within",
          "trigger_date": "2026-11-25"
        }
      ],
      "verdict": "completed"
    }
  }
}