{
  "tool_id": "art-581-emir3-simm-approval-scope-classifier",
  "note": "golden_hash pinned (see vectors).",
  "vectors": [
    {
      "name": "new-simm-application-with-nca",
      "policy_parameters": {
        "counterparty_type": "financial_counterparty",
        "subject_to_bilateral_im": true,
        "model_type": "isda_simm",
        "model_status": "new_application",
        "competent_authority_declared": true,
        "as_of_date": "2026-08-07"
      },
      "output_payload": {
        "obligations": [
          {
            "obligation_id": "NCA_PRIOR_AUTHORISATION",
            "description": "Prior NCA authorisation before using/changing an IM model",
            "verdict": "IN_SCOPE",
            "basis": "EMIR Art. 11(12a): counterparty is subject to the bilateral IM requirement and declares a new model or a model change requiring prior NCA authorisation."
          },
          {
            "obligation_id": "EBA_CENTRAL_VALIDATION_PROFORMA",
            "description": "EBA central validation of pro forma model elements/general aspects",
            "verdict": "IN_SCOPE",
            "basis": "EMIR Art. 11(12a): the pro forma model case -- elements and general aspects are validated centrally by EBA rather than separately by each NCA."
          },
          {
            "obligation_id": "ANNUAL_APPLICATION_DATA_UPDATE",
            "description": "Annual application-data update to home NCA (end-March)",
            "verdict": "INDETERMINATE",
            "basis": "EBA validation process under EMIR Art. 11(15): entity declares a new SIMM application not yet authorised -- whether the annual-update cycle applies before initial authorisation completes is not resolved by this classifier."
          },
          {
            "obligation_id": "EBA_ONBOARDING_WINDOW_2026",
            "description": "2026 EBA validation-system onboarding window for SIMM applicants",
            "verdict": "IN_SCOPE",
            "basis": "SIMM applicant on or before the published end-August 2026 EBA RIM Model Validation System onboarding cutoff."
          }
        ],
        "counterparty_type": "financial_counterparty",
        "subject_to_bilateral_im": true,
        "model_type": "isda_simm",
        "model_status": "new_application",
        "competent_authority_declared": true,
        "as_of_date": "2026-08-07",
        "methodology_verification": "deliberately_absent",
        "isda_endorsement": false
      },
      "golden_hash": "154fbcfe9d1e50041f2dfc0d1930d2bbd78e4398dd319d74252a7b34efbfef3e"
    },
    {
      "name": "already-authorised-simm-annual-update",
      "policy_parameters": {
        "counterparty_type": "financial_counterparty",
        "subject_to_bilateral_im": true,
        "model_type": "isda_simm",
        "model_status": "already_authorised",
        "competent_authority_declared": true,
        "as_of_date": "2026-08-07"
      },
      "output_payload": {
        "obligations": [
          {
            "obligation_id": "NCA_PRIOR_AUTHORISATION",
            "description": "Prior NCA authorisation before using/changing an IM model",
            "verdict": "OUT_OF_SCOPE",
            "basis": "EMIR Art. 11(12a): no new-model application or model change declared, or entity not subject to the bilateral IM requirement."
          },
          {
            "obligation_id": "EBA_CENTRAL_VALIDATION_PROFORMA",
            "description": "EBA central validation of pro forma model elements/general aspects",
            "verdict": "IN_SCOPE",
            "basis": "EMIR Art. 11(12a): the pro forma model case -- elements and general aspects are validated centrally by EBA rather than separately by each NCA."
          },
          {
            "obligation_id": "ANNUAL_APPLICATION_DATA_UPDATE",
            "description": "Annual application-data update to home NCA (end-March)",
            "verdict": "IN_SCOPE",
            "basis": "EBA validation process under EMIR Art. 11(15) supervisory procedures: an already-authorised SIMM user submits an annual update of application data to its NCA."
          },
          {
            "obligation_id": "EBA_ONBOARDING_WINDOW_2026",
            "description": "2026 EBA validation-system onboarding window for SIMM applicants",
            "verdict": "IN_SCOPE",
            "basis": "SIMM applicant on or before the published end-August 2026 EBA RIM Model Validation System onboarding cutoff."
          }
        ],
        "counterparty_type": "financial_counterparty",
        "subject_to_bilateral_im": true,
        "model_type": "isda_simm",
        "model_status": "already_authorised",
        "competent_authority_declared": true,
        "as_of_date": "2026-08-07",
        "methodology_verification": "deliberately_absent",
        "isda_endorsement": false
      },
      "golden_hash": "88f34828a0c0b54ab63a8e5bd9bc860bc80e92b8c6eedb780e7d523acec35164"
    },
    {
      "name": "no-ca-declared-indeterminate",
      "policy_parameters": {
        "counterparty_type": "financial_counterparty",
        "subject_to_bilateral_im": true,
        "model_type": "internal_model",
        "model_status": "modification",
        "competent_authority_declared": false,
        "as_of_date": "2026-08-07"
      },
      "output_payload": {
        "obligations": [
          {
            "obligation_id": "NCA_PRIOR_AUTHORISATION",
            "description": "Prior NCA authorisation before using/changing an IM model",
            "verdict": "INDETERMINATE",
            "basis": "EMIR Art. 11(12a) obligation facts are met, but no home competent authority is declared -- the applicable NCA timeline cannot be resolved."
          },
          {
            "obligation_id": "EBA_CENTRAL_VALIDATION_PROFORMA",
            "description": "EBA central validation of pro forma model elements/general aspects",
            "verdict": "OUT_OF_SCOPE",
            "basis": "EMIR Art. 11(12a): declared model is not the pro forma-model case, so EBA central validation of general elements does not apply."
          },
          {
            "obligation_id": "ANNUAL_APPLICATION_DATA_UPDATE",
            "description": "Annual application-data update to home NCA (end-March)",
            "verdict": "OUT_OF_SCOPE",
            "basis": "No already-authorised or pending ISDA SIMM use declared."
          },
          {
            "obligation_id": "EBA_ONBOARDING_WINDOW_2026",
            "description": "2026 EBA validation-system onboarding window for SIMM applicants",
            "verdict": "OUT_OF_SCOPE",
            "basis": "No ISDA SIMM use declared, so the EBA RIM Model Validation System onboarding window does not apply."
          }
        ],
        "counterparty_type": "financial_counterparty",
        "subject_to_bilateral_im": true,
        "model_type": "internal_model",
        "model_status": "modification",
        "competent_authority_declared": false,
        "as_of_date": "2026-08-07",
        "methodology_verification": "deliberately_absent",
        "isda_endorsement": false
      },
      "golden_hash": "200a85ece959c305cc03e4440965d7de511e5bbed9e6c5ae7a52a707e27b99ad"
    },
    {
      "name": "not-subject-out-of-scope",
      "policy_parameters": {
        "counterparty_type": "non_financial_counterparty_minus",
        "subject_to_bilateral_im": false,
        "model_type": "none",
        "model_status": "not_applicable",
        "competent_authority_declared": false,
        "as_of_date": "2026-08-07"
      },
      "output_payload": {
        "obligations": [
          {
            "obligation_id": "NCA_PRIOR_AUTHORISATION",
            "description": "Prior NCA authorisation before using/changing an IM model",
            "verdict": "OUT_OF_SCOPE",
            "basis": "EMIR Art. 11(12a): no new-model application or model change declared, or entity not subject to the bilateral IM requirement."
          },
          {
            "obligation_id": "EBA_CENTRAL_VALIDATION_PROFORMA",
            "description": "EBA central validation of pro forma model elements/general aspects",
            "verdict": "OUT_OF_SCOPE",
            "basis": "EMIR Art. 11(12a): declared model is not the pro forma-model case, so EBA central validation of general elements does not apply."
          },
          {
            "obligation_id": "ANNUAL_APPLICATION_DATA_UPDATE",
            "description": "Annual application-data update to home NCA (end-March)",
            "verdict": "OUT_OF_SCOPE",
            "basis": "No already-authorised or pending ISDA SIMM use declared."
          },
          {
            "obligation_id": "EBA_ONBOARDING_WINDOW_2026",
            "description": "2026 EBA validation-system onboarding window for SIMM applicants",
            "verdict": "OUT_OF_SCOPE",
            "basis": "No ISDA SIMM use declared, so the EBA RIM Model Validation System onboarding window does not apply."
          }
        ],
        "counterparty_type": "non_financial_counterparty_minus",
        "subject_to_bilateral_im": false,
        "model_type": "none",
        "model_status": "not_applicable",
        "competent_authority_declared": false,
        "as_of_date": "2026-08-07",
        "methodology_verification": "deliberately_absent",
        "isda_endorsement": false
      },
      "golden_hash": "e34a968c4cfde526db4a43755b9d63e7d048fd9c5e3e720b41ac3db9022f035f"
    },
    {
      "name": "onboarding-window-closed-indeterminate",
      "policy_parameters": {
        "counterparty_type": "financial_counterparty",
        "subject_to_bilateral_im": true,
        "model_type": "isda_simm",
        "model_status": "already_authorised",
        "competent_authority_declared": true,
        "as_of_date": "2026-12-15"
      },
      "output_payload": {
        "obligations": [
          {
            "obligation_id": "NCA_PRIOR_AUTHORISATION",
            "description": "Prior NCA authorisation before using/changing an IM model",
            "verdict": "OUT_OF_SCOPE",
            "basis": "EMIR Art. 11(12a): no new-model application or model change declared, or entity not subject to the bilateral IM requirement."
          },
          {
            "obligation_id": "EBA_CENTRAL_VALIDATION_PROFORMA",
            "description": "EBA central validation of pro forma model elements/general aspects",
            "verdict": "IN_SCOPE",
            "basis": "EMIR Art. 11(12a): the pro forma model case -- elements and general aspects are validated centrally by EBA rather than separately by each NCA."
          },
          {
            "obligation_id": "ANNUAL_APPLICATION_DATA_UPDATE",
            "description": "Annual application-data update to home NCA (end-March)",
            "verdict": "IN_SCOPE",
            "basis": "EBA validation process under EMIR Art. 11(15) supervisory procedures: an already-authorised SIMM user submits an annual update of application data to its NCA."
          },
          {
            "obligation_id": "EBA_ONBOARDING_WINDOW_2026",
            "description": "2026 EBA validation-system onboarding window for SIMM applicants",
            "verdict": "INDETERMINATE",
            "basis": "Declared evaluation date is after the published end-August 2026 EBA onboarding cutoff; whether a late-onboarding path exists is not settled at consultation stage (RTS/Guidelines still in draft as of build date)."
          }
        ],
        "counterparty_type": "financial_counterparty",
        "subject_to_bilateral_im": true,
        "model_type": "isda_simm",
        "model_status": "already_authorised",
        "competent_authority_declared": true,
        "as_of_date": "2026-12-15",
        "methodology_verification": "deliberately_absent",
        "isda_endorsement": false
      },
      "golden_hash": "00ca889d0a60d66028be9ca797d6420dc0bd06cff874274a3b48e0292f810c89"
    }
  ]
}