{ "tool_id": "art-570-ucp600-document-examination-assembler", "note": "Vector 1 is a clean sight-LC presentation inside the shipment window and expiry, quantity/amount within tolerance, insurance at exactly the 110% floor, ports and goods description conforming, examination completed inside the 5-banking-day window: COMPLYING_PRESENTATION/auto_pass. Vector 2 exercises ten independent discrepancies at once (late shipment vs latest_shipment_date, presentation after the 21-day Art.14(c) window, examination after the Art.14(b) deadline, Art.30 quantity/amount tolerance breaches even under an about qualifier, insurance below the Art.28(f)(ii) floor, insurance effective after shipment, declared goods-description conflict, port-of-discharge mismatch, and a usance draft tenor that conflicts with the credit sight requirement plus its amount not matching the invoice): DISCREPANT/review_required. Vector 3 omits the presentation date and most required fields, exercising the did_not_run/INDETERMINATE path. All monetary figures are synthetic, stated in integer minor units. golden_hash computed at fixture generation time.", "vectors": [ { "name": "clean-sight-lc-complying-presentation", "policy_parameters": { "lc": { "amount_minor": 5000000, "quantity": { "value": 1000, "unit": "MT" }, "expiry_date": "2026-07-31", "latest_shipment_date": "2026-06-30", "named_ports": { "loading": "Shanghai", "discharge": "Rotterdam" }, "insurance_required": true }, "presentation_date": "2026-06-20", "examination_date": "2026-06-24", "documents": { "invoice": { "amount_minor": 5000000, "quantity": { "value": 1000, "unit": "MT" }, "goods_description": "Widgets, 1000 MT" }, "transport_doc": { "shipment_date": "2026-06-15", "port_of_loading": "Shanghai", "port_of_discharge": "Rotterdam" }, "insurance": { "amount_minor": 5500000, "cif_cip_value_minor": 5000000, "effective_date": "2026-06-15" }, "drafts": [ { "tenor_type": "sight", "amount_minor": 5000000, "drawee": "Buyer Bank plc" } ] }, "goods_description_conforms": { "invoice_vs_transport": true } }, "output_payload": { "decision": { "gate_policy": "auto_pass", "execution_state": "ran", "reason": null }, "verdict": "COMPLYING_PRESENTATION", "presentation_date": "2026-06-20", "presentation_window": { "shipment_date": "2026-06-15", "latest_shipment_date": "2026-06-30", "shipment_on_time": true, "presentation_period_days": 21, "shipment_plus_window_deadline": "2026-07-06", "expiry_date": "2026-07-31", "within_shipment_window": true, "within_expiry": true }, "examination_window": { "presentation_date": "2026-06-20", "examination_deadline": "2026-06-26", "examination_date": "2026-06-24", "examination_within_window": true }, "tolerances": { "quantity": { "lc_value": 1000, "unit": "MT", "invoice_value": 1000, "tolerance_pct": 5, "variance_pct": 0, "within_tolerance": true }, "amount": { "lc_amount_minor": 5000000, "invoice_amount_minor": 5000000, "tolerance_pct": 5, "variance_pct": 0, "within_tolerance": true } }, "insurance_check": { "insurance_amount_minor": 5500000, "cif_cip_value_minor": 5000000, "min_insurance_pct_of_cif": 110, "required_minor": 5500000, "meets_floor": true, "effective_date": "2026-06-15" }, "cross_document": { "invoice_vs_transport_goods_description": true, "invoice_vs_insurance_goods_description": null, "port_of_loading": { "lc": "Shanghai", "document": "Shanghai", "matches": true }, "port_of_discharge": { "lc": "Rotterdam", "document": "Rotterdam", "matches": true } }, "drafts": [ { "tenor_type": "sight", "usance_days": null, "usance_basis": null, "amount_minor": 5000000, "drawee": "Buyer Bank plc", "maturity_date": "2026-06-20", "tenor_matches_lc": null } ], "findings": [], "rejected_inputs": [], "scope_note": "Performs arithmetic only over structured fields the caller has transcribed from a presentation -- no OCR, no document upload, no parsing of any document image, PDF, or free-text description. Goods-description conformity is a caller-declared judgment, never inferred from text. Does not determine complying presentation on its own; it is a re-derivable arithmetic check the examiner and, on referral, the issuing bank evaluate.", "clause_note": "UCP 600 (ICC Publication 600) and ISBP 745 (ICC Publication 745) are cited by article/paragraph number only; their text is ICC copyright and is not reproduced here. This tool carries no claim of ICC endorsement. Cross-reference tools/420-mt700-lc-field-validator.html for the issuance-side MT700 field validation this examination tool does not duplicate." }, "golden_hash": "98699bef5d4ab45e1f07f32f3a5bd63b4f990e61d2b37da7c09b8723527c377d" }, { "name": "multi-discrepancy-usance-draft-discrepant", "policy_parameters": { "lc": { "amount_minor": 5000000, "amount_tolerance_about": true, "quantity": { "value": 1000, "unit": "MT", "tolerance_about": true }, "expiry_date": "2026-07-10", "latest_shipment_date": "2026-06-10", "named_ports": { "loading": "Shanghai", "discharge": "Rotterdam" }, "insurance_required": true, "tenor_requirement": { "type": "sight" } }, "presentation_date": "2026-07-05", "examination_date": "2026-07-15", "documents": { "invoice": { "amount_minor": 5800000, "quantity": { "value": 880, "unit": "MT" }, "goods_description": "Widgets" }, "transport_doc": { "shipment_date": "2026-06-12", "port_of_loading": "Shanghai", "port_of_discharge": "Hamburg" }, "insurance": { "amount_minor": 5000000, "cif_cip_value_minor": 5000000, "effective_date": "2026-06-13" }, "drafts": [ { "tenor_type": "usance", "usance_days": 30, "usance_basis": "shipment_date", "amount_minor": 5800000, "drawee": "Buyer Bank plc" } ] }, "goods_description_conforms": { "invoice_vs_transport": false } }, "output_payload": { "decision": { "gate_policy": "review_required", "execution_state": "ran", "reason": null }, "verdict": "DISCREPANT", "presentation_date": "2026-07-05", "presentation_window": { "shipment_date": "2026-06-12", "latest_shipment_date": "2026-06-10", "shipment_on_time": false, "presentation_period_days": 21, "shipment_plus_window_deadline": "2026-07-03", "expiry_date": "2026-07-10", "within_shipment_window": false, "within_expiry": true }, "examination_window": { "presentation_date": "2026-07-05", "examination_deadline": "2026-07-10", "examination_date": "2026-07-15", "examination_within_window": false }, "tolerances": { "quantity": { "lc_value": 1000, "unit": "MT", "invoice_value": 880, "tolerance_pct": 10, "variance_pct": 12, "within_tolerance": false }, "amount": { "lc_amount_minor": 5000000, "invoice_amount_minor": 5800000, "tolerance_pct": 10, "variance_pct": 16, "within_tolerance": false } }, "insurance_check": { "insurance_amount_minor": 5000000, "cif_cip_value_minor": 5000000, "min_insurance_pct_of_cif": 110, "required_minor": 5500000, "meets_floor": false, "effective_date": "2026-06-13" }, "cross_document": { "invoice_vs_transport_goods_description": false, "invoice_vs_insurance_goods_description": null, "port_of_loading": { "lc": "Shanghai", "document": "Shanghai", "matches": true }, "port_of_discharge": { "lc": "Rotterdam", "document": "Hamburg", "matches": false } }, "drafts": [ { "tenor_type": "usance", "usance_days": 30, "usance_basis": "shipment_date", "amount_minor": 5800000, "drawee": "Buyer Bank plc", "maturity_date": "2026-07-12", "tenor_matches_lc": false } ], "findings": [ { "code": "ART14C_PRESENTATION_AFTER_SHIPMENT_WINDOW", "article": "UCP 600 Art. 14(c)", "severity": "high", "message": "Presentation date 2026-07-05 is after the 21-calendar-day window from shipment (2026-06-12), deadline 2026-07-03." }, { "code": "ART14C_SHIPMENT_AFTER_LATEST_SHIPMENT_DATE", "article": "UCP 600 Art. 14(c)", "severity": "high", "message": "Declared shipment date 2026-06-12 is after the credit’s latest shipment date 2026-06-10." }, { "code": "ART14B_EXAMINATION_WINDOW_EXCEEDED", "article": "UCP 600 Art. 14(b)", "severity": "high", "message": "Declared examination date 2026-07-15 is after the 5-banking-day deadline 2026-07-10 computed from presentation on 2026-07-05." }, { "code": "ART30_QUANTITY_TOLERANCE_EXCEEDED", "article": "UCP 600 Art. 30(b)", "severity": "high", "message": "Invoice quantity 880 MT varies 12.00% from the credit quantity 1000 MT, exceeding the 10% tolerance." }, { "code": "ART30_AMOUNT_TOLERANCE_EXCEEDED", "article": "UCP 600 Art. 30(a)", "severity": "high", "message": "Invoice amount 5800000 minor units varies 16.00% from the credit amount 5000000 minor units, exceeding the 10% tolerance." }, { "code": "ART28F2_INSURANCE_BELOW_FLOOR", "article": "UCP 600 Art. 28(f)(ii)", "severity": "high", "message": "Insurance coverage 5000000 minor units is below the required 110% of CIF/CIP value (5500000 minor units required)." }, { "code": "ART28E_INSURANCE_EFFECTIVE_AFTER_SHIPMENT", "article": "UCP 600 Art. 28(e)", "severity": "high", "message": "Insurance effective date 2026-06-13 is after the shipment date 2026-06-12." }, { "code": "ART14E_GOODS_DESCRIPTION_CONFLICT", "article": "UCP 600 Art. 14(e)", "severity": "high", "message": "Examiner declared the transport document’s goods description conflicts with the invoice." }, { "code": "ART14D_PORT_OF_DISCHARGE_MISMATCH", "article": "UCP 600 Art. 14(d)", "severity": "high", "message": "Transport document port of discharge \"Hamburg\" conflicts with the credit’s named port \"Rotterdam\"." }, { "code": "DRAFT_TENOR_MISMATCH", "article": "UCP 600 Art. 14(d)", "severity": "high", "message": "Draft[0] tenor (usance, 30d from shipment_date) conflicts with the credit’s stipulated tenor." } ], "rejected_inputs": [], "scope_note": "Performs arithmetic only over structured fields the caller has transcribed from a presentation -- no OCR, no document upload, no parsing of any document image, PDF, or free-text description. Goods-description conformity is a caller-declared judgment, never inferred from text. Does not determine complying presentation on its own; it is a re-derivable arithmetic check the examiner and, on referral, the issuing bank evaluate.", "clause_note": "UCP 600 (ICC Publication 600) and ISBP 745 (ICC Publication 745) are cited by article/paragraph number only; their text is ICC copyright and is not reproduced here. This tool carries no claim of ICC endorsement. Cross-reference tools/420-mt700-lc-field-validator.html for the issuance-side MT700 field validation this examination tool does not duplicate." }, "golden_hash": "5f3ea296cfa185dfd8fbb85ddb44734fbc9b0586c7510a8be862e0b819f2d6fb" }, { "name": "missing-presentation-date-indeterminate", "policy_parameters": { "lc": { "quantity": { "value": 1000, "unit": "MT" }, "expiry_date": "2026-07-31" }, "documents": { "invoice": {}, "transport_doc": {} } }, "output_payload": { "decision": { "gate_policy": "review_required", "execution_state": "did_not_run", "reason": "required_inputs_incomplete" }, "verdict": "INDETERMINATE", "presentation_date": null, "presentation_window": null, "examination_window": null, "tolerances": null, "insurance_check": null, "cross_document": null, "drafts": [], "findings": [], "rejected_inputs": [ { "where": "lc.amount_minor", "reason": "absent or not an integer number of minor units", "supplied": null }, { "where": "lc.latest_shipment_date", "reason": "absent or not YYYY-MM-DD", "supplied": null }, { "where": "presentation_date", "reason": "absent or not YYYY-MM-DD", "supplied": null }, { "where": "documents.invoice.amount_minor", "reason": "absent or not an integer number of minor units", "supplied": null }, { "where": "documents.invoice.quantity.value", "reason": "absent or not a positive number", "supplied": null }, { "where": "documents.transport_doc.shipment_date", "reason": "absent or not YYYY-MM-DD", "supplied": null } ], "scope_note": "Performs arithmetic only over structured fields the caller has transcribed from a presentation -- no OCR, no document upload, no parsing of any document image, PDF, or free-text description. Goods-description conformity is a caller-declared judgment, never inferred from text. Does not determine complying presentation on its own; it is a re-derivable arithmetic check the examiner and, on referral, the issuing bank evaluate.", "clause_note": "UCP 600 (ICC Publication 600) and ISBP 745 (ICC Publication 745) are cited by article/paragraph number only; their text is ICC copyright and is not reproduced here. This tool carries no claim of ICC endorsement. Cross-reference tools/420-mt700-lc-field-validator.html for the issuance-side MT700 field validation this examination tool does not duplicate." }, "golden_hash": "a1e45b2d855a24029ddea3f1fc7f7b57541286621b4712688533c0fa0630c30e" } ] }