{
  "tool_id": "art-48-treasury-clearing-fit-diagnostic",
  "note": "golden_hash empty until first `node golden-parity.test.mjs --update`.",
  "vectors": [
    {
      "name": "default-inputs",
      "policy_parameters": {},
      "output_payload": {
        "overall_score": 28.8,
        "overall_grade": "F",
        "dim_scores": {
          "scope": {
            "score": 50,
            "grade": "D"
          },
          "access": {
            "score": 0,
            "grade": "F"
          },
          "margin": {
            "score": 12.5,
            "grade": "F"
          },
          "capital": {
            "score": 62.5,
            "grade": "C"
          },
          "ops": {
            "score": 0,
            "grade": "F"
          },
          "liquidity": {
            "score": 50,
            "grade": "D"
          }
        },
        "primary_recommendation": "tcm-access-model",
        "secondary_recommendations": [
          "tcm-onboarding"
        ],
        "remediation_checklist": [
          {
            "dimension": "scope",
            "grade": "D",
            "action": "Inventory in-scope UST cash and repo activity (bilateral + triparty) and quantify cleared vs uncleared notional."
          },
          {
            "dimension": "access",
            "grade": "F",
            "action": "Select an access model (Direct vs Sponsored done-with vs Agent done-away) — run tcm-access-model."
          },
          {
            "dimension": "margin",
            "grade": "F",
            "action": "Establish CCP initial-margin funding capability and HQLA inventory — run tcm-repo-margin."
          },
          {
            "dimension": "ops",
            "grade": "F",
            "action": "Execute clearing/sponsorship agreements and stand up CCP/triparty/vendor connectivity — run tcm-onboarding."
          },
          {
            "dimension": "liquidity",
            "grade": "D",
            "action": "Stress intraday liquidity for meeting CCP margin calls — run tcm-liquidity."
          }
        ],
        "compliance_deadline": "2026-12-31",
        "note": "Educational readiness diagnostic for the SEC US Treasury clearing mandate. Routes to the relevant tcm-* chain; not legal or clearing advice."
      },
      "golden_hash": "86e8c2bb25ad21305ffdcbe045e5bd2af05cc2992ab9da3bd45b852c446d6ea2"
    }
  ]
}