{
  "tool_id": "art-249-compare-corridor-cost",
  "note": "World Bank RPW corridor cost benchmark. Vector 1: at exactly the SDG 3% line (known-vector assert). Vector 2: Felix USDC corridor vs RPW benchmark (stablecoin <1% vs RPW 2.99%). Vector 3: empty-input finite.",
  "vectors": [
    {
      "name": "sdg_3pct_boundary",
      "description": "US-MX corridor at approximately the SDG 3% cost line: 2% fee + 0.9884% FX margin = 2.9884% total. meets_sdg_target must be true. Known-vector assert: total cost near but below 3.0%.",
      "policy_parameters": {
        "from_country": "US",
        "to_country": "MX",
        "send_amount": 200,
        "provider_fee": 4,
        "fx_rate_used": 17.03,
        "fx_rate_mid": 17.2,
        "service_name": "SDG-3pct-exact"
      },
      "output_payload": {
        "corridor": "US-MX",
        "from_country": "US",
        "to_country": "MX",
        "service_name": "SDG-3pct-exact",
        "send_amount": 200,
        "fee_pct": 2,
        "fx_margin_pct": 0.9884,
        "total_cost_pct": 2.9884,
        "rpw_benchmark_pct": 3.88,
        "rpw_corridor_avg_200": 3.88,
        "rpw_corridor_avg_500": 2.99,
        "rpw_service_count": 22,
        "smart_global_avg_pct": 6.36,
        "vs_rpw_benchmark": -0.8916,
        "vs_smart_avg": -3.3716,
        "vs_sdg_target": -0.0116,
        "meets_sdg_target": true,
        "sdg_target_pct": 3,
        "cost_at_200_usd": 5.98,
        "cost_at_500_usd": 14.94,
        "disambiguation": "compare_corridor_cost uses World Bank RPW cross-corridor cost benchmarking (fee % + FX margin %). For Arc Protocol CPN-specific economics use model_arc_cpn_economics. For Tempo Network protocol economics use model_tempo_payment_economics. For x402 protocol settlement use model_x402_settlement. For stablecoin corridor all-in economics (on-ramp+chain+off-ramp+float) use model_stablecoin_corridor_economics.",
        "table_version": "RPW-Q1-2026-SNAPSHOT",
        "table_source": "World Bank Remittance Prices Worldwide (RPW) Database, Q1 2026 quarterly snapshot (remittanceprices.worldbank.org). SDG 10.c target: <=3% total cost by 2030 (UN Sustainable Development Goal 10, Target 10.c). SmaRT = Simple Mean of Remittance Transfers average across sampled corridors.",
        "regulatory_basis": "World Bank RPW methodology (fee_pct + fx_margin_pct vs mid-market reference); SDG 10.c <=3% target (UN 2030 Agenda); SmaRT corridor average (RPW Q1 2026 global mean 6.36%)",
        "pii_note": "ZERO PII: amounts, rates, corridor codes only. No sender or recipient data enters this kernel."
      },
      "golden_hash": "065d021158856077b6ea3670b84d42609a0f942bda092bc7efb2150cf4404a00"
    },
    {
      "name": "felix_stablecoin_vs_rpw",
      "description": "Felix USDC corridor: US-MX $1000, $2.99 flat fee, FX rate 17.15 vs mid 17.21. Total cost 0.6476% vs RPW benchmark 2.99% for $500+ sends. vs_rpw_benchmark must be negative (stablecoin cheaper than RPW average).",
      "policy_parameters": {
        "from_country": "US",
        "to_country": "MX",
        "send_amount": 1000,
        "provider_fee": 2.99,
        "fx_rate_used": 17.15,
        "fx_rate_mid": 17.21,
        "service_name": "Felix-USDC-corridor"
      },
      "output_payload": {
        "corridor": "US-MX",
        "from_country": "US",
        "to_country": "MX",
        "service_name": "Felix-USDC-corridor",
        "send_amount": 1000,
        "fee_pct": 0.299,
        "fx_margin_pct": 0.3486,
        "total_cost_pct": 0.6476,
        "rpw_benchmark_pct": 2.99,
        "rpw_corridor_avg_200": 3.88,
        "rpw_corridor_avg_500": 2.99,
        "rpw_service_count": 22,
        "smart_global_avg_pct": 6.36,
        "vs_rpw_benchmark": -2.3424,
        "vs_smart_avg": -5.7124,
        "vs_sdg_target": -2.3524,
        "meets_sdg_target": true,
        "sdg_target_pct": 3,
        "cost_at_200_usd": 1.3,
        "cost_at_500_usd": 3.24,
        "disambiguation": "compare_corridor_cost uses World Bank RPW cross-corridor cost benchmarking (fee % + FX margin %). For Arc Protocol CPN-specific economics use model_arc_cpn_economics. For Tempo Network protocol economics use model_tempo_payment_economics. For x402 protocol settlement use model_x402_settlement. For stablecoin corridor all-in economics (on-ramp+chain+off-ramp+float) use model_stablecoin_corridor_economics.",
        "table_version": "RPW-Q1-2026-SNAPSHOT",
        "table_source": "World Bank Remittance Prices Worldwide (RPW) Database, Q1 2026 quarterly snapshot (remittanceprices.worldbank.org). SDG 10.c target: <=3% total cost by 2030 (UN Sustainable Development Goal 10, Target 10.c). SmaRT = Simple Mean of Remittance Transfers average across sampled corridors.",
        "regulatory_basis": "World Bank RPW methodology (fee_pct + fx_margin_pct vs mid-market reference); SDG 10.c <=3% target (UN 2030 Agenda); SmaRT corridor average (RPW Q1 2026 global mean 6.36%)",
        "pii_note": "ZERO PII: amounts, rates, corridor codes only. No sender or recipient data enters this kernel."
      },
      "golden_hash": "bf1ae067844369c3e1a6d16600936e762c1566ed4e12b4be7b9ced1d1bfe3967"
    },
    {
      "name": "empty_input_finite",
      "description": "Empty input -- all fields absent. Verifies no NaN/Infinity. Defaults to US-MX $200 with zero fee/FX inputs.",
      "policy_parameters": {},
      "output_payload": {
        "corridor": "US-MX",
        "from_country": "US",
        "to_country": "MX",
        "service_name": "",
        "send_amount": 200,
        "fee_pct": 0,
        "fx_margin_pct": 0,
        "total_cost_pct": 0,
        "rpw_benchmark_pct": 3.88,
        "rpw_corridor_avg_200": 3.88,
        "rpw_corridor_avg_500": 2.99,
        "rpw_service_count": 22,
        "smart_global_avg_pct": 6.36,
        "vs_rpw_benchmark": -3.88,
        "vs_smart_avg": -6.36,
        "vs_sdg_target": -3,
        "meets_sdg_target": true,
        "sdg_target_pct": 3,
        "cost_at_200_usd": 0,
        "cost_at_500_usd": 0,
        "disambiguation": "compare_corridor_cost uses World Bank RPW cross-corridor cost benchmarking (fee % + FX margin %). For Arc Protocol CPN-specific economics use model_arc_cpn_economics. For Tempo Network protocol economics use model_tempo_payment_economics. For x402 protocol settlement use model_x402_settlement. For stablecoin corridor all-in economics (on-ramp+chain+off-ramp+float) use model_stablecoin_corridor_economics.",
        "table_version": "RPW-Q1-2026-SNAPSHOT",
        "table_source": "World Bank Remittance Prices Worldwide (RPW) Database, Q1 2026 quarterly snapshot (remittanceprices.worldbank.org). SDG 10.c target: <=3% total cost by 2030 (UN Sustainable Development Goal 10, Target 10.c). SmaRT = Simple Mean of Remittance Transfers average across sampled corridors.",
        "regulatory_basis": "World Bank RPW methodology (fee_pct + fx_margin_pct vs mid-market reference); SDG 10.c <=3% target (UN 2030 Agenda); SmaRT corridor average (RPW Q1 2026 global mean 6.36%)",
        "pii_note": "ZERO PII: amounts, rates, corridor codes only. No sender or recipient data enters this kernel."
      },
      "golden_hash": "2d33ac61c79731ddd3a6683e3a2d572b1712fb04ec9ef56b0d475accede2bfd2"
    }
  ]
}