{
  "tool_id": "art-247-prevalidation-readiness-scorer",
  "note": "CBPR+ aggregate pre-validation readiness scorer (chain gate node /ready). Vector 1: all checks pass -> ready=true. Vector 2: UETR invalid -> ready=false. Vector 3: empty-input finite -> ready=false.",
  "vectors": [
    {
      "name": "fully_ready_payment",
      "description": "Valid IBAN (DE89370400440532013000, mod-97=1), BIC, LEI format, UUIDv4 UETR, and fully-structured CBPR+ address. All 5 checks pass -> ready=true.",
      "policy_parameters": {
        "iban": "DE89370400440532013000",
        "bic": "DEUTDEFFXXX",
        "lei": "00000000000000000001",
        "uetr": "550e8400-e29b-41d4-a716-446655440000",
        "address_street_name": "Kaiserstrasse",
        "address_building_number": "29",
        "address_post_code": "60311",
        "address_town_name": "Frankfurt",
        "address_country": "DE"
      },
      "output_payload": {
        "ready": true,
        "checks_passed": 5,
        "checks_total": 5,
        "readiness_pct": 100,
        "check_details": {
          "iban": {
            "provided": true,
            "valid": true,
            "error": null
          },
          "bic": {
            "provided": true,
            "valid": true,
            "error": null
          },
          "lei": {
            "provided": true,
            "valid": true,
            "error": null
          },
          "uetr": {
            "provided": true,
            "valid": true,
            "error": null
          },
          "address": {
            "type": "FULLY_STRUCTURED",
            "valid": true,
            "error": null
          }
        },
        "remediation_actions": [],
        "cbpr_plus_deadline": "2026-11-14",
        "chain_gate_note": "ready=true means this payment instruction passes CBPR+ pre-validation for STP; ready=false means one or more checks failed and remediation is required before submission.",
        "pii_note": "IBAN, BIC, and LEI are structural payment identifiers, not personal data. All checks are format/structure only. No real party PII processed -- use synthetic identifiers for testing.",
        "table_version": "CBPR-PLUS-PREVALIDATION-COMPOSITE-V1",
        "table_source": "SWIFT CBPR+ Structured Address Migration Bulletin (swift.com/cbpr-plus-migration); BIS CPMI d218; ISO 13616:2020 IBAN; ISO 9362:2022 BIC; ISO 17442:2020 LEI; ISO 20022 pacs.008.001.10 (iso20022.org)",
        "regulatory_basis": "SWIFT CBPR+ Structured Address Migration Bulletin; BIS CPMI d218; ISO 13616 IBAN; ISO 9362 BIC; ISO 17442 LEI; ISO 20022 pacs.008.001.10"
      },
      "golden_hash": "47fdfcef31b5a7d28449e03669d07e363d7d419eb79470d35f12238a83da6070"
    },
    {
      "name": "not_ready_uetr_invalid",
      "description": "UETR present but not UUIDv4 -> required check fails -> ready=false. Address is hybrid-valid (no silent-fail). IBAN/BIC/LEI not provided (null pass).",
      "policy_parameters": {
        "uetr": "not-a-valid-uuid",
        "address_town_name": "London",
        "address_country": "GB",
        "address_lines": [
          "123 Baker Street"
        ]
      },
      "output_payload": {
        "ready": false,
        "checks_passed": 4,
        "checks_total": 5,
        "readiness_pct": 80,
        "check_details": {
          "iban": {
            "provided": false,
            "valid": null,
            "error": "Not provided"
          },
          "bic": {
            "provided": false,
            "valid": null,
            "error": "Not provided"
          },
          "lei": {
            "provided": false,
            "valid": null,
            "error": "Not provided"
          },
          "uetr": {
            "provided": true,
            "valid": false,
            "error": "UETR \"not-a-va...\" is not a valid UUIDv4 (8-4-4-4-12 hex, version nibble=4, variant nibble in {8,9,a,b})."
          },
          "address": {
            "type": "HYBRID",
            "valid": true,
            "error": null
          }
        },
        "remediation_actions": [
          "Generate a new UUIDv4 UETR for this payment instruction (use RFC 4122 version 4 format)."
        ],
        "cbpr_plus_deadline": "2026-11-14",
        "chain_gate_note": "ready=true means this payment instruction passes CBPR+ pre-validation for STP; ready=false means one or more checks failed and remediation is required before submission.",
        "pii_note": "IBAN, BIC, and LEI are structural payment identifiers, not personal data. All checks are format/structure only. No real party PII processed -- use synthetic identifiers for testing.",
        "table_version": "CBPR-PLUS-PREVALIDATION-COMPOSITE-V1",
        "table_source": "SWIFT CBPR+ Structured Address Migration Bulletin (swift.com/cbpr-plus-migration); BIS CPMI d218; ISO 13616:2020 IBAN; ISO 9362:2022 BIC; ISO 17442:2020 LEI; ISO 20022 pacs.008.001.10 (iso20022.org)",
        "regulatory_basis": "SWIFT CBPR+ Structured Address Migration Bulletin; BIS CPMI d218; ISO 13616 IBAN; ISO 9362 BIC; ISO 17442 LEI; ISO 20022 pacs.008.001.10"
      },
      "golden_hash": "9f2a15f258fbaff6bedb20fb035834b17e0b3dd2b51e77efa6f9c5eddcbdbd54"
    },
    {
      "name": "empty_input_finite",
      "description": "All inputs absent. Verifies finite output (no NaN/Infinity). UETR absent + address EMPTY -> both required checks fail -> ready=false, readiness_pct=60.",
      "policy_parameters": {},
      "output_payload": {
        "ready": false,
        "checks_passed": 3,
        "checks_total": 5,
        "readiness_pct": 60,
        "check_details": {
          "iban": {
            "provided": false,
            "valid": null,
            "error": "Not provided"
          },
          "bic": {
            "provided": false,
            "valid": null,
            "error": "Not provided"
          },
          "lei": {
            "provided": false,
            "valid": null,
            "error": "Not provided"
          },
          "uetr": {
            "provided": false,
            "valid": false,
            "error": "UETR absent -- required for SWIFT GPI."
          },
          "address": {
            "type": "EMPTY",
            "valid": false,
            "error": "No address fields populated."
          }
        },
        "remediation_actions": [
          "Generate a new UUIDv4 UETR for this payment instruction (use RFC 4122 version 4 format).",
          "Fix address structure: No address fields populated."
        ],
        "cbpr_plus_deadline": "2026-11-14",
        "chain_gate_note": "ready=true means this payment instruction passes CBPR+ pre-validation for STP; ready=false means one or more checks failed and remediation is required before submission.",
        "pii_note": "IBAN, BIC, and LEI are structural payment identifiers, not personal data. All checks are format/structure only. No real party PII processed -- use synthetic identifiers for testing.",
        "table_version": "CBPR-PLUS-PREVALIDATION-COMPOSITE-V1",
        "table_source": "SWIFT CBPR+ Structured Address Migration Bulletin (swift.com/cbpr-plus-migration); BIS CPMI d218; ISO 13616:2020 IBAN; ISO 9362:2022 BIC; ISO 17442:2020 LEI; ISO 20022 pacs.008.001.10 (iso20022.org)",
        "regulatory_basis": "SWIFT CBPR+ Structured Address Migration Bulletin; BIS CPMI d218; ISO 13616 IBAN; ISO 9362 BIC; ISO 17442 LEI; ISO 20022 pacs.008.001.10"
      },
      "golden_hash": "29b51a20dbffc06ccd1365b2a0bacc326c7215d9dfbae9271ce0327e73c5d0fa"
    }
  ]
}