{
  "tool_id": "art-07-basel31-reporting-delta-calculator",
  "note": "golden_hash empty until first `node golden-parity.test.mjs --update`.",
  "vectors": [
    {
      "name": "default-inputs",
      "policy_parameters": {},
      "output_payload": {
        "verdict": "MINIMAL_IMPACT",
        "current_rwa_bn": 35,
        "basel31_rwa_bn": 20,
        "rwa_delta_bn": -15,
        "rwa_delta_pct": -42.86,
        "output_floor_binding": false,
        "floor_rwa_bn": 25.375,
        "capital_shortfall_bn": 0,
        "cet1_ratio_current_pct": 15.5,
        "cet1_ratio_basel31_pct": 27.13,
        "asset_class_summary": [
          {
            "id": "residential_mortgage",
            "label": "Residential Mortgage",
            "ead_bn": 100,
            "current_rwa_bn": 35,
            "basel31_rwa_bn": 20,
            "rwa_delta_bn": -15,
            "rwa_delta_pct": -42.86
          }
        ],
        "compliance_flags": [
          "OUTPUT_FLOOR_NOT_BINDING",
          "CET1_ADEQUATE"
        ]
      },
      "golden_hash": "9b0448f2076a7b72af0d2722dd22ce526d96fbe1877b064644ae5e88d2059320"
    }
  ]
}