{
  "tool_id": "art-02-agent-spend-policy-simulator",
  "note": "golden_hash empty until first `node golden-parity.test.mjs --update`.",
  "vectors": [
    {
      "name": "default-inputs",
      "policy_parameters": {},
      "output_payload": {
        "verdict": "HIGH",
        "total_transactions": 200,
        "pass_count": 83,
        "fail_count": 117,
        "fail_rate_pct": 58.5,
        "total_approved_spend": 19999.26,
        "top_fail_reasons": {
          "EXCEEDS_PER_TX_LIMIT": 48,
          "EXCEEDS_DAILY_LIMIT": 4,
          "EXCEEDS_MONTHLY_LIMIT": 98
        },
        "bypass_paths_detected": [],
        "compliance_flags": [
          "POLICY_RISK_HIGH"
        ]
      },
      "golden_hash": "7bce0e5ea1a9eb49dbde5e72eda568946e3b6dd619779230a79d99a4337bed39"
    }
  ]
}