{
  "tool_id": "art-59-settlement-asset-finality-classifier",
  "tool_version": "1.0.0",
  "display_name": "Settlement-Asset & Legal-Finality Classifier",
  "mcp_name": "classify_settlement_asset_finality",
  "mandate_type": "compliance_mandate",
  "wave": 13,
  "gpu": false,
  "url": "https://ainumbers.co/chaingraph/art-59-settlement-asset-finality-classifier.html",
  "description": "Classifies the settlement asset (CBM token / tokenized commercial bank deposit / regulated stablecoin / e-money token) against its legal-finality regime (EU SFD 98/26/EC / CPMI-IOSCO PFMI Principle 8 / UCC Article 12 control) -> finality tier 1-4 + singleness-of-money verdict. Gates ART-58 cross-network atomicity check.",
  "input_schema_ref": "chaingraph/art-59-settlement-asset-finality-classifier.html#manifest",
  "deadline": "2026-Q3",
  "deadline_note": "ECB Pontes pilot end-Q3 2026; DTCC Collateral AppChain production Oct 2026. Verify SFD/PFMI designations against current regulatory status before that date.",
  "consumes": [
    "art-56-tokenized-settlement-fit-diagnostic"
  ],
  "feeds": [
    "art-58-cross-network-settlement-validator",
    "506-onchain-cash-leg-finality-checker",
    "510-digital-asset-regulatory-classifier"
  ],
  "status": "live",
  "conformance_fixtures": false,
  "compute_capability": "server",
  "compute_images": [
    {
      "system": "sha256-source",
      "image_id": "sha256:f03969b8c19acf958fd9f90055c4580aa2432c04700b20a42156fa57473ace45",
      "valid_from": "2026-07-10"
    },
    {
      "system": "risc0",
      "image_id": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
      "valid_from": "2026-06-28"
    }
  ],
  "compute_proof": {
    "type": "ZkVmReceipt",
    "system": "risc0",
    "receiptFormat": "groth16-bn254",
    "imageId": "sha256:a1a0bc89b5b1febaeda3519f6dbade0fa5ac16beeb143c4e1b01689573567bc6",
    "seal": "DngpkHpKMBWA1rnpVa/cZu7YSB4Sceo4Vtr/mXw+JFMBKsapr13SRocHYqeAJ8JXvuCH32RiJL0Er1KH044MIBRQFrFKG8kYP4vkRh2DIiXlPlQhCsbVD1/HhQO4iktvCHVPoxIpg/LY/orn6crG4465n6Ydd2AvQrF6kl4sjwwhwS/SWE0MHcYor2IJpXqsxPBnslweU1Ty69sbt9p0hi2yw1rFSpjnYsckJyTHPIijsWTG3rI9UdfWN9rRgZa9J6anvQU2hsowQRZqFP56O5ex5r3dCNCk5GyNdCzrOR8VpM3cmZcFCGfnLt4xY8K6KPeRtdnj6EHuTeqZUZHQfQ==",
    "journal": {
      "chaingraph_version": "0.4.0",
      "kernel_digest": "sha256:f03969b8c19acf958fd9f90055c4580aa2432c04700b20a42156fa57473ace45",
      "output": {
        "applicable_regime": "Jurisdiction-specific; verify against applicable central-bank / CSD / legislative framework",
        "finality_gaps": [
          "NO_LEGAL_FINALITY_DESIGNATION"
        ],
        "finality_tier": 4,
        "note": "Educational classification — not legal or settlement advice. Tier 1 = legally final (CBM/SFD); Tier 2 = conditional (deposit token/PFMI); Tier 3 = contractual (stablecoin); Tier 4 = unclear/none. Gates wholesale-settlement-cross-network-dvp atomicity check.",
        "recommendation": "Tier 4 — finality unclear. Do not use this asset class for wholesale settlement without legal clarification. Obtain SFD designation or PFMI compliance assessment. Run wts-settlement-asset.",
        "settlement_asset_class": "Off-Chain RTGS Settlement",
        "singleness_verdict": "SINGLENESS_CONDITIONAL",
        "status_asof": "2026-06-20 — verify EU SFD 98/26/EC, UCC Art.12, CPMI-IOSCO PFMI Principle 8 against current regulatory guidance"
      }
    }
  },
  "export_capability": [
    "pdf",
    "xlsx"
  ]
}