{
  "name": "cass15-safeguarding-audit-pack",
  "domain": "BaaS & Embedded Finance",
  "title": "CASS 15 Safeguarding Audit Pack",
  "description": "Three-step safeguarding audit pack for a UK payment or e-money firm under CASS 15. Step 1 classifies each declared funds stream's safeguarding method and records whether the asserted method is coherent on the supplied facts (art-500). Step 2 reconciles the safeguarding requirement against the resource components for the same as-of date, returning a covered, tolerance or shortfall verdict with the gap in minor units (art-499). Step 3 assembles the auditor's evidence pack over the classification and the reconciliation result, itemising each evidence element with its supporting figures (art-501). Each step computes from its own declared inputs; the order is analytical, not a statutory sequence.",
  "composer_url": "https://ainumbers.co/chaingraph/chains/cass15-safeguarding-audit-pack.html",
  "regulatory_basis_status": "not_assessed",
  "regulatory_basis_decided_by": "CASS15-SAFEGUARDING-CHAIN-1",
  "regulatory_basis_decided_at": "2026-10-21",
  "export_capability": ["json"],
  "steps": [
    {
      "tool_id": "art-500-classify-safeguarding-method",
      "handoff": "Classifies each declared funds stream's safeguarding method and records whether the asserted method is coherent on the supplied facts, returning a per-stream classification with an overall coherence verdict. Stage 1 of 3. Step 2 then reconciles the safeguarding requirement against the resource components for the same as-of date."
    },
    {
      "tool_id": "art-499-check-safeguarding-reconciliation",
      "handoff": "Reconciles the safeguarding requirement against the resource components for the declared as-of date, returning a covered, tolerance or shortfall verdict with the residual gap in minor units. Stage 2 of 3. Step 3 then assembles the auditor's evidence pack over that reconciliation."
    },
    {
      "tool_id": "art-501-build-safeguarding-audit-evidence",
      "handoff": "Assembles the auditor's evidence pack over the declared classification and reconciliation inputs, itemising each evidence element with its supporting figures and overall pack status. Final stage."
    }
  ]
}