{
  "chain": "cecl-allowance-quarterly",
  "question": "The quarterly allowance recompute is ready for review. What provision expense closes the rollforward, and how would higher charge-offs move it?",
  "look_at": "art-426-cecl-ecl-calculator.provision_expense_usd",
  "try_changing": {
    "step": "art-426-cecl-ecl-calculator",
    "field": "charge_offs_usd",
    "value": 120000
  }
}